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Compare Homeowners Insurance Quotes from Top Providers

Whether you're shopping for homeowners insurance because you're buying a house or are looking for a better rate, there's a new way to compare quotes — let an expert do the heavy lifting for you. At HomeownersInsurance.com, we've partnered with some of the leading brands in the country to offer the most competitive rates available in a matter of minutes.

Find average home insurance rates per state

Your homeowners insurance premium depends on a number of geographic factors, including local construction costs, risk of natural disasters and more. Find your state or major city below to see what your neighbors are paying on average for home insurance.

Search by US State: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming , Washington, Wisconsin

New homeowners: Save on homeowners insurance with big discounts

If you've just bought your first house, you're likely still swimming in paperwork. Fortunately, you can find all the tools you need here to pinpoint the homeowners insurance coverage your house requires at a price you can afford. Check out the Insurance Guide to find out which coverage types you need. Plus, browse our discounts to see how much you could be eligible to save on your premium. New homeowners moving into a new home could qualify for discounts as high as 20% on their home insurance premiums! Finally, head over to the homeowners insurance calculator to get a quick estimate of how much dwelling coverage your home requires before calling an agent licensed in your state to nail down the protection you need. We'll give you the inside scoop on discounts in your state and other ways to save that you won't find online, so you can get the best prices on home insurance right away.

Current homeowners: Are you paying too much for home insurance?

If you've been in the same house for years – with the exact same homeowners insurance policy – you could be surprised at how much you could save by shopping your policy. For example, if you've replaced the roof, rewired the house, or installed updated plumbing, you could significantly lower your premium. If you've quit smoking or using other tobacco products since you signed your policy, you also could stand to save as much as 5%.

You also could raise your deductible, which could mean lower monthly payments, if you're able to afford more out of pocket in the event of a claim. Plus, consider this: You could be overpaying for homeowners insurance simply by being with a more expensive provider, but you'd never know it without comparing multiple quotes with an expert.

And that's just the tip of the iceberg. Call now to work with a friendly licensed agent at Homeownersinsurance.com and see whether you could pay less for quality coverage. Stop overpaying for homeowners insurance today.

Do I need homeowners insurance?

Yes. Most lenders require homeowners insurance coverage for mortgage loans, and the devastating consequences of being uninsured in an emergency far outweigh the cost of an annual premium. For example, consider the advantage of paying a relatively low homeowners insurance premium every year against the possibility of covering an average fire claim – which could easily top $30,000 – or even a total loss of your home on your own. It’s certainly an investment that’s worth your while.

Learn more about getting the home insurance coverage you need at a price you can afford by visiting the homeowners insurance blog or browsing our homeowners insurance FAQs page.

Why wait? Skip the work and let a friendly, licensed expert do all of the research. Call 1-877-579-4133 now to receive a free homeowners insurance consultation, compare up to 8 competitive quotes and get started today with affordable coverage.