Compare Michigan home insurance quotes in 5 minutes or less.
Michigan Home Owner Insurance Quotes
Finding the best homeowners insurance in Michigan can seem challenging. However, the agents at HomeownersInsurance.com have made it easy. Just complete one quick quote form to get comparative rates on the top home insurance coverage in Michigan. Our team of licensed agents will help you choose the best policy at the lowest price to make sure your home is protected while keeping it affordable.
In April 2013, average Michigan homeowners insurance rates were around $0. Average rates have decreased since March 2013, when MI homeowners were paying around $0 for standard home insurance coverage.
It's important to review your policy regularly to make sure you are taking advantage of all available discounts. A HomeownersInsurance.com agent can talk to you about the discounts available and see if you are missing out on important savings. While reviewing your discounts, we will also make sure you are adequately covered.
Check out the quotes below to see our most recent Michigan homeowners insurance quotes!
| Home 1 | Home 2 | Home 3 | Home 4 | Home 5 | |
|---|---|---|---|---|---|
| Premium Amount | $532 | $2,021 | $343 | $859 | $1,065 |
| Premium with Auto Discount | $452† | $2,021 | $292† | $859 | $1,065 |
| Carrier | Safeco | Safeco | Safeco | Safeco | Safeco |
| Zip | 48604 | 48235 | 49663 | 48309 | 48213 |
| Year Built | |||||
| Foundation type | Basement | ||||
| Lot Size | N/A | N/A | N/A | N/A | N/A |
| Square Feet | N/A | N/A | N/A | N/A | N/A |
| Bedrooms | N/A | N/A | N/A | N/A | N/A |
| Bathrooms | N/A | N/A | N/A | N/A | N/A |
| Discounts | | | | | |
| Primary Heat Source |
Standard Michigan Home Insurance Coverages
| A | Dwelling: A standard Michigan homeowners insurance policy should include enough dwelling coverage to pay for the replacement or repair of your home when and if it is damaged in a covered peril |
| B | Other Structures: Other structures such as detached garages or sheds would also be covered under a standard Michigan home insurance policy |
| C | Contents/Personal Property: A Michigan home insurance policy will also typically provide coverage for the contents of your home including furniture, electronics, clothing and other personal belongings. |
| D | Loss of Use: If your Michigan home is damaged in a covered peril, ‘Loss of Use’ coverage pays for alternative accommodations and living expenses while you are unable to live in your home. |
| E | Personal Liability Protection: In Michigan, your standard homeowners insurance policy will typically provide financial protection in the event of a lawsuit where you have caused damage or bodily harm to another person or their personal property. |
| F | Medical Payments: Medical Payments coverage, or Michigan MedPay, offers reimbursement for medical bills if someone other than you or a family member is injured on your property and a lawsuit is not involved. |
Click on your Michigan county below to learn more about homeowners insurance in your area:
For additional information about specific Michigan homeowners insurance laws and regulations, visit the Michigan Insurance Division website.
