Compare North Carolina home insurance quotes in 5 minutes or less.
North Carolina Home Owner Insurance Quotes
Finding the best homeowners insurance in North Carolina can seem challenging. However, the agents at HomeownersInsurance.com have made it easy. Just complete one quick quote form to get comparative rates on the top home insurance coverage in North Carolina. Our team of licensed agents will help you choose the best policy at the lowest price to make sure your home is protected while keeping it affordable.
In October 2013, average North Carolina homeowners insurance rates were around $610. Average rates have decreased since September 2013, when NC homeowners were paying around $605 for standard home insurance coverage.
It's important to review your policy regularly to make sure you are taking advantage of all available discounts. A HomeownersInsurance.com agent can talk to you about the discounts available and see if you are missing out on important savings. While reviewing your discounts, we will also make sure you are adequately covered.
Check out the quotes below to see our most recent North Carolina homeowners insurance quotes!
|Home 1||Home 2||Home 3||Home 4||Home 5|
|Premium with Auto Discount||$530†||$736†||$609†||$655†||$827†|
|Foundation type||Basement||Crawl Space||Crawl Space||Crawl Space||Crawl Space|
|Discounts|| || || || || |
|Primary Heat Source||Central Electric||Central Gas||Central Electric||Central Gas||Central Gas|
Standard North Carolina Home Insurance Coverages
Dwelling: A standard North Carolina homeowners insurance policy should include enough dwelling coverage to pay for the replacement or repair of your home when and if it is damaged in a covered peril
Other Structures: Other structures such as detached garages or sheds would also be covered under a standard North Carolina home insurance policy
Contents/Personal Property: A North Carolina home insurance policy will also typically provide coverage for the contents of your home including furniture, electronics, clothing and other personal belongings.
Loss of Use: If your North Carolina home is damaged in a covered peril, ‘Loss of Use’ coverage pays for alternative accommodations and living expenses while you are unable to live in your home.
Personal Liability Protection: In North Carolina, your standard homeowners insurance policy will typically provide financial protection in the event of a lawsuit where you have caused damage or bodily harm to another person or their personal property.
Medical Payments: Medical Payments coverage, or North Carolina MedPay, offers reimbursement for medical bills if someone other than you or a family member is injured on your property and a lawsuit is not involved.
Click on your North Carolina city below to learn more about homeowners insurance in your area:
For additional information about specific North Carolina homeowners insurance laws and regulations, visit the North Carolina Department of Insurance website.
HomeownersInsurance.com is located at 4829 Carolina Beach Rd, Wilmington, NC, 28412. HomeownersInsurance.com is an online service designed to match homeowners with top-rated insurance providers. Licensed agents shop your quote with as many as eight homeowners insurance providers rated 'A' or better by A.M. Best Company to get you the best coverage at the right price, then use their knowledge of discounts to make sure you pay the lowest premium possible.