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Pennsylvania Home Insurance Quotes

Afraid you might be over paying for your Pennsylvania homeowners insurance policy? At HomeownersInsurance.com you can get up to four comparative quotes on the leading coverage to make sure you are getting the best rates available for your Pennsylvania home. We've partnered with the leading home insurance carriers in the country to offer the highest rated coverage and service available.

In December 2011, average Pennsylvania homeowners insurance rates were around $666.00. Average rates have increased since November 2011 when Pennsylvania homeowners were paying around $644.00 for standard home insurance coverage.

It is always important to be an informed homeowner's insurance consumer. Our agents recommend reviewing your Pennsylvania insurance policy regularly to make sure you are taking advantage of all of the discounts that are offered. Although rates have increased it's always important to check your policy to ensure you have proper coverage for your home.

Standard Pennsylvania Home Insurance Coverages

Coverage
A

Dwelling: This coverage protects your home in the event it is damaged due to a covered claim. Coverage A could provide for a partial repair or a total replacement of your home under a standard Pennsylvania homeowners insurance policy.

B

Other Structures: A standard Pennsylvania home insurance policy provides coverage for other structures such as sheds or fences if damaged due to a covered claim.

C

Contents/Personal Property: Typically a Pennsylvania homeowners insurance policy provides coverage for your personal belongings inside your home if lost or damaged due to a covered peril.

D

Loss of Use: If your home is uninhabitable due to a covered claim, this coverage would provide for you to stay elsewhere while your Pennsylvania home is being repaired or rebuilt.

E

Personal Liability Protection: In Pennsylvania, this coverage would provide protection in the event you cause injuries or damages to other people or their property that do not live in your household.

F

Medical Payments: Medpay offers coverage if someone who is not a household member, is injured on your property. Your Pennsylvania homeowners insurance would provide up to the limits stated in your policy.

Pennsylvania Homeowners Insurance News

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For additional information about specific Pennsylvania homeowners insurance laws and regulations, visit the Pennsylvania Insurance Department website.

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