Virginia Home Insurance Quotes
Getting competitive pricing on Virginia home insurance doesn't need to take days or even hours. At HomeownersInsurance.com you can compare up to 4 quotes on your homeowners insurance to find the best rates on the most competitive coverage around. Within minutes, we can find a policy that works for you and get you setup the very same day. Finally, you've found your one stop shop for the lowest rates on the best home insurance coverage.
Virginia homeowners were paying $586.00 on average for homeowners insurance in December 2011. Average rates have increased since November 2011 when average rates in Virginia were around $583.00 for standard home insurance coverage.
It is always important to be an informed homeowner's insurance consumer. Our agents recommend reviewing your Virginia insurance policy regularly to make sure you are taking advantage of all of the discounts that are offered. Although rates have increased it's always important to check your policy to ensure you have proper coverage for your home.
Standard Virginia Home Insurance Coverages
| A | Dwelling: This coverage protects your home in the event it is damaged due to a covered claim. Coverage A could provide for a partial repair or a total replacement of your home under a standard Virginia homeowners insurance policy. |
| B | Other Structures: A standard Virginia home insurance policy provides coverage for other structures such as sheds or fences if damaged due to a covered claim. |
| C | Contents/Personal Property: Typically a Virginia homeowners insurance policy provides coverage for your personal belongings inside your home if lost or damaged due to a covered peril. |
| D | Loss of Use: If your home is uninhabitable due to a covered claim, this coverage would provide for you to stay elsewhere while your Virginia home is being repaired or rebuilt. |
| E | Personal Liability Protection: In Virginia, this coverage would provide protection in the event you cause injuries or damages to other people or their property that do not live in your household. |
| F | Medical Payments: Medpay offers coverage if someone who is not a household member, is injured on your property. Your Virginia homeowners insurance would provide up to the limits stated in your policy. |
Virginia Homeowners Insurance News
- Virginia officials remind residents about earthquake insuranceFriday, March 30, 2012
- Virginia residents reviewing damage following strong hailstormThursday, March 29, 2012
- VA bill would require earthquake insurance notificationTuesday, February 07, 2012
- Mississippi ranks last in review of building codes in eastern coastal statesFriday, January 13, 2012
- Record-setting year for disasters to affect insurance industry's long-term viewFriday, December 16, 2011
Search for home insurance in your Virginia county:
- Accomack
- Albemarle
- Alexandria City
- Alleghany
- Amelia
- Amherst
- Appomattox
- Arlington
- Augusta
- Bath
- Bedford
- Bland
- Botetourt
- Bristol
- Brunswick
- Buchanan
- Buckingham
- Buena Vista City
- Campbell
- Caroline
- Carroll
- Charles City
- Charlotte
- Charlottesville City
- Chesapeake City
- Chesterfield
- Clarke
- Colonial Heights City
- Covington City
- Craig
- Culpeper
- Cumberland
- Danville City
- Dickenson
- Dinwiddie
- Essex
- Fairfax
- Fairfax City
- Falls Church City
- Fauquier
- Floyd
- Fluvanna
- Franklin
- Franklin City
- Frederick
- Fredericksburg City
- Galax City
- Giles
- Gloucester
- Goochland
- Grayson
- Greene
- Greensville
- Halifax
- Hampton City
- Hanover
- Harrisonburg City
- Henrico
- Henry
- Highland
- Hopewell City
- Isle Of Wight
- James City
- King And Queen
- King George
- King William
- Lancaster
- Lee
- Lexington City
- Loudoun
- Louisa
- Lunenburg
- Lynchburg City
- Madison
- Manassas City
- Manassas Park City
- Martinsville City
- Mathews
- Mecklenburg
- Middlesex
- Montgomery
- Nelson
- New Kent
- Newport News City
- Norfolk City
- Northampton
- Northumberland
- Norton City
- Nottoway
- Orange
- Page
- Patrick
- Petersburg City
- Pittsylvania
- Poquoson City
- Portsmouth City
- Powhatan
- Prince Edward
- Prince George
- Prince William
- Pulaski
- Radford
- Rappahannock
- Richmond
- Richmond City
- Roanoke
- Roanoke City
- Rockbridge
- Rockingham
- Russell
- Salem
- Scott
- Shenandoah
- Smyth
- Southampton
- Spotsylvania
- Stafford
- Staunton City
- Suffolk City
- Surry
- Sussex
- Tazewell
- Virginia Beach City
- Warren
- Washington
- Waynesboro City
- Westmoreland
- Williamsburg City
- Winchester City
- Wise
- Wythe
- York
For additional information about specific Virginia homeowners insurance laws and regulations, visit the Virginia State Corporation Commission, Bureau of Insurance website.
