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The Billion Dollar Hero

20 Feb, 2013  |  Written by  |  No Comments  |  Insurance

We talk a lot about homes here, it’s what we do. Every now and then a home will cross our paths—one of those outlandish Hollywood homes worth tens of millions—and we’ll spitball home owners insurance rates and make guesses about the content within that would need coverage.

Yes, we know it’s a nerdy game. Last week, it got even nerdier.

Someone in the office came across the home that inspired Tony Stark’s house in the Iron Man movies (it’s real, but not quite as extravagantly located). Instead of talking about that actual home, we launched into a debate about Stark’s fictional palace and the many, many expensive things he’d keep inside. Debating his home lead us to another fictional character with billions of dollars and penchant for fighting crime: Batman.

We came up with these (very) rough estimates for their yearly insurance rates.

Iron Man’s insurance costs: $200,000/year

Batman’s insurance costs:  $115,000/year

Yikes. Good thing they’re billionaires. Batman’s was more difficult of course, because unlike Iron Man, he’s not open with his identity. Insuring his batcave could be tricky—he might not want that on the books.

Somewhere along the line we stopped talking about insuring giant homes with caves under them and moved into overall cost of fighting crime with no super powers and lots of cool gizmos. If you had a billion dollars, how far could you get? Which hero gets more bang for his crime fighting buck? One of our designers took that tangent home with him and made this awesome infographic.

The Billion Dollar Hero

It’s a little outside of what we normally post here, but come on, who hasn’t wondered this? Obviously, it’s cheaper to be Batman. He’s a bit more frugal, and seems to take better care of his stuff. He also doesn’t require the power of flight. Tony Stark is a little more cavalier with his equipment, maybe he recycles all those suits he trashes.

Did we get it wrong? Were our valuations of mostly fictional products way off? Feel free to debate in the comments below, or share and debate with your friends using the embed code.

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