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The 7 Best Cities for Starting a Home-Based Business

10 Apr, 2014  |  Written by  |  No Comments  |  Auto Insurance, Home Insurance, Insurance

What makes a great city for starting a home business – whether it’s a hair salon, a private consulting practice, or a candle store? Some of that depends on the entrepreneur, of course. But we’ve put together some factors that could contribute to success – real-estate price per square foot, livability, energy prices, the cost of home insurance, and median household income, because your customers need to have spending money. Then we found the seven cities that scored best on those factors.
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Prepare Your Home for April Showers (and Storms)

3 Apr, 2014  |  Written by  |  No Comments  |  Home Insurance, Insurance

April showers undoubtedly bring May flowers. But unfortunately those showers also bring a barrage of severe weather threats to your home. According to the National Weather Service, thunderstorms cause more than $1 billion in property damage each year. From lightning to hail, you want to make sure you are familiar with you homeowners insurance policy and the coverage it provides. (more…)

3 April Fools’ Day Pranks and How Insurance Helps

27 Mar, 2014  |  Written by  |  No Comments  |  Auto Insurance, Home Insurance, Home Tips, Insurance

Everyone should know by now not to believe what anyone says, writes, or does on April 1. Sometimes, however, the joke’s on you. While it’s great to have the last laugh on April Fools’ Day, some situations can get you into hot water. Vandalism of others’ personal property is no joke. Make sure you, your kids, and your friends know the difference between harmless inconvenience and criminal property damage. (more…)

Winter Wondering: How Bad is it, Really?

4 Mar, 2014  |  Written by  |  No Comments  |  Insurance

As Winter Storm Titan finally finishes with the East Coast, it’s time to look back on what a bad season it has been for homeowners – and home insurance providers. A number of locations in the U.S. had experienced near-record snowfalls even before Titan struck what we hope will be the final blow from Old Man Winter this year.

The damage, according to the Insurance Information Institute, is huge and growing. (more…)

The Jewels Behind Hollywood’s Biggest Night

28 Feb, 2014  |  Written by  |  No Comments  |  Home Insurance, Insurance

Movie stars won’t be the only things shining Sunday during the 86th Annual Academy Awards show. Over the years, the Oscar red carpet has created quite a cult following of fashion lovers and celebrity gawkers alike. Millions of viewers tune in to see the gowns, the accessories, and, arguably the main event – the jewels.

In the weeks leading up to the Oscars, the world’s finest jewelry can be found in Hollywood, ready to adorn the necks, wrists and ears of the most talked about starlets. The precious gems usually come complete with armored vehicles and their very own security guards. So why go through the trouble of loaning out millions of dollar in bling? The same reason advertisers shell out millions for the Super Bowl – to be the talk of the town.

It was in 1943 when jeweler Harry Winston first had the idea to loan his priceless jewels for stars walking the Oscar red carpet. When Best Actress winner Jennifer Jones (for The Song of Bernadette) appeared wearing Winston’s diamonds, a tradition was born. Since then, actresses have been stunning viewers on the red carpet with unforgettable gems.

It raises a question: What happens if one of these loaned pieces is broken or lost? (more…)

TV’s Best (and Worst) Home Improvement Shows

18 Feb, 2014  |  Written by  |  No Comments  |  Home Insurance, Home Tips, Insurance

Many of us can get caught up in home improvement shows. And why not? They show us the home equivalent of a butterfly transformation. In 24 hours, this dim little caterpillar of a room can become a beautiful, bright, wonderful space. The catch: home improvement shows can give homeowners unrealistic expectations. Don’t wait until it’s too late to find out that your renovation dreams are unrealistic. (more…)

Top 5 Most Romantic Homes for Sale Right Now

6 Feb, 2014  |  Written by  |  No Comments  |  Home Insurance, Insurance

Looking for a house that can spice up your love life? Take a look at the 5 most romantic homes on the market in the U.S. (as of early February). These are the dreamiest dream homes, with out-of sight amenities that could make any homeowner go weak in the knees. (For more information on the homes, click on the photos, which will link to their Zillow.com or Estately.com listings.) Which one is YOUR favorite?

1) Nantucket, MA: The Cozy Cottage

13 C St., Nantucket, MA 02554

The definition of a cozy cottage town? Nantucket, MA. It’s no wonder that people flock here to find cottages like this one. This cabin’s qualifications for romantic evenings include a newly rebuilt private dock, a back patio with room for two and a killer view, and a fireplace to cuddle by at night. The advantage of a cottage? Only 2 bedrooms.

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I Caused a Fender-Bender in the Snow: Will Insurance Pay?

31 Jan, 2014  |  Written by  |  No Comments  |  Auto Insurance, Insurance

So you caused a minor crash as a result of one of the numerous winter storms we’ve had this year? Don’t worry, it happens. In fact, inclement weather causes about 24% of vehicle crashes each year (around 1.5 million), according to the U.S. Department of Transportation. So now for the important question: Will your insurance provider help pay for the damage? (more…)

Thawing Your Home After Hercules and Ion

13 Jan, 2014  |  Written by  |  No Comments  |  Home Insurance, Insurance

Residents of most parts of the country experienced discomfort at the beginning of 2014 as blizzard conditions and lower-than-low temperatures and wind chills rolled through the nation. Winter storms Hercules and Ion closed schools, canceled flights, and chilled bones in the first week of the new year, but now it’s time to recover from the damage the storms may have caused. (more…)