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California Homeowners Insurance Quotes

Finding the best homeowners insurance in California can seem challenging. However, the agents at HomeownersInsurance.com have made it easy. Just complete one quick quote form to get comparative rates on the top home insurance coverage in California. Our team of licensed agents will help you choose the best policy at the lowest price to make sure your home is protected while keeping it affordable.

California homeowners were paying $791.00 on average for homeowners insurance in September 2011. Average rates have increased since August 2011 when average rates in California were around $795.00 for homeowners insurance coverage.

Being an informed consumer is important when it comes to owning an insurance policy. HomeownersInsurance.com recommends reviewing your policy regularly so that you know your California home is adequately covered. Ask one of our licensed home insurance agents if your policy covers your home and get comparative quotes on leading coverage to make sure you aren't overpaying.

Standard California Home Insurance Coverages

Coverage
A

Dwelling: This coverage protects your home in the event it is damaged due to a covered claim. Coverage A could provide for a partial repair or a total replacement of your home under a standard California homeowners insurance policy.
B

Other Structures: A standard California home insurance policy provides coverage for other structures such as sheds or fences if damaged due to a covered claim.
C

Contents/Personal Property: Typically a California homeowners insurance policy provides coverage for your personal belongings inside your home if lost or damaged due to a covered peril.
D

Loss of Use: If your home is uninhabitable due to a covered claim, this coverage would provide for you to stay elsewhere while your California home is being repaired or rebuilt.
E

Personal Liability Protection: In California, this coverage would provide protection in the event you cause injuries or damages to other people or their property that do not live in your household.
F

Medical Payments: Medpay offers coverage if someone who is not a household member, is injured on your property. Your California homeowners insurance would provide up to the limits stated in your policy.

California Homeowners Insurance News

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For additional information about specific California homeowners insurance laws and regulations, visit the California Department of Insurance website.

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Customer Reviews

“Great service. Everything was explained very well and I feel I got the best policy for my money!”
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