District of Columbia Homeowner Insurance Quotes
Shopping for home insurance in District of Columbia doesn't have to be chore. Compare up to 4 quotes for your home at HomeownersInsurance.com to get competitive, comparative pricing in one place. We have partnered with the top carriers in District of Columbia to find you superior coverage at the right price. Talk to a HomeownersInsurance.com agent today for a one-on-one consultation and find the homeowners insurance policy for you.
District of Columbia homeowners were paying $719.00 on average for homeowners insurance in December 2011. Average rates have increased since November 2011 when average rates in District of Columbia were around $715.00 for standard home insurance coverage.
It is always important to be an informed homeowner's insurance consumer. Our agents recommend reviewing your District of Columbia insurance policy regularly to make sure you are taking advantage of all of the discounts that are offered. Although rates have increased it's always important to check your policy to ensure you have proper coverage for your home.
Standard District of Columbia Home Insurance Coverages
| A | Dwelling: This coverage protects your home in the event it is damaged due to a covered claim. Coverage A could provide for a partial repair or a total replacement of your home under a standard District of Columbia homeowners insurance policy. |
| B | Other Structures: A standard District of Columbia home insurance policy provides coverage for other structures such as sheds or fences if damaged due to a covered claim. |
| C | Contents/Personal Property: Typically a District of Columbia homeowners insurance policy provides coverage for your personal belongings inside your home if lost or damaged due to a covered peril. |
| D | Loss of Use: If your home is uninhabitable due to a covered claim, this coverage would provide for you to stay elsewhere while your District of Columbia home is being repaired or rebuilt. |
| E | Personal Liability Protection: In District of Columbia, this coverage would provide protection in the event you cause injuries or damages to other people or their property that do not live in your household. |
| F | Medical Payments: Medpay offers coverage if someone who is not a household member, is injured on your property. Your District of Columbia homeowners insurance would provide up to the limits stated in your policy. |
District of Columbia Homeowners Insurance News
- Irene not as damaging as predicted, but impact still severeMonday, August 29, 2011
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For additional information about specific District of Columbia homeowners insurance laws and regulations, visit the District of Columbia Department of Insurance & Securities Regulation website.
