If you have a swimming pool on your property you may want to consider increasing your personal liability protection or purchasing an umbrella liability policy as a swimming pool can increase your risk of accidents occurring on your property. Other things to consider as a swimming pool owner are taking all of the necessary safety measures required to prevent accidents and injuries from occurring on your property. This may include putting up a fence with a lockable gate, keeping lifesaving floatation devices nearby and educating your children and other young swimmers about swimming pool safety.
Some insurance companies may require you to provide proof of certain safety features (such as a fence) in order to maintain your coverage.
If you have a swimming pool on your property, make sure you talk to your home insurance agents to make sure you are properly insured.