Florida Homeowners Insurance Quotes
Shopping for home insurance in Florida doesn't have to be chore. Compare up to 4 quotes for your home at HomeownersInsurance.com to get competitive, comparative pricing in one place. We have partnered with the top carriers in Florida to find you superior coverage at the right price. Talk to a HomeownersInsurance.com agent today for a one-on-one consultation and find the homeowners insurance policy for you.
Florida homeowners were paying $1068.00 on average for homeowners insurance in September 2011. Average rates have increased since August 2011 when average rates in Florida were around $1067.00 for standard home insurance coverage.
Florida homeowners who shop with HomeownersInsurance.com benefit from our large selection of discounts that can save our customers up to $556 on their home and auto insurance. Ask your agent about a home-auto package discount as well as discounts for having deadbolts, fire extinguishers and security alarms in your house. Saving on homeowners insurance has never been easier.
Standard Florida Home Insurance Coverages
| A | Dwelling: This coverage protects your home in the event it is damaged due to a covered claim. Coverage A could provide for a partial repair or a total replacement of your home under a standard Florida homeowners insurance policy. |
| B | Other Structures: A standard Florida home insurance policy provides coverage for other structures such as sheds or fences if damaged due to a covered claim. |
| C | Contents/Personal Property: Typically a Florida homeowners insurance policy provides coverage for your personal belongings inside your home if lost or damaged due to a covered peril. |
| D | Loss of Use: If your home is uninhabitable due to a covered claim, this coverage would provide for you to stay elsewhere while your Florida home is being repaired or rebuilt. |
| E | Personal Liability Protection: In Florida, this coverage would provide protection in the event you cause injuries or damages to other people or their property that do not live in your household. |
| F | Medical Payments: Medpay offers coverage if someone who is not a household member, is injured on your property. Your Florida homeowners insurance would provide up to the limits stated in your policy. |
Florida Homeowners Insurance News
- Sinkholes remain common in parts of FloridaTuesday, January 31, 2012
- $40M settlement approved for Florida homeowners insurance claimsFriday, January 27, 2012
- Mississippi ranks last in review of building codes in eastern coastal statesFriday, January 13, 2012
- Report calls on Florida's state-run insurer to raise ratesFriday, December 30, 2011
- Florida's Citizens plans to raise premiumsThursday, December 01, 2011
Search for home insurance in your Florida county:
- Alachua
- Baker
- Bay
- Bradford
- Brevard
- Broward
- Calhoun
- Charlotte
- Citrus
- Clay
- Collier
- Columbia
- De Soto
- Dixie
- Duval
- Escambia
- Flagler
- Franklin
- Gadsden
- Gilchrist
- Glades
- Gulf
- Hamilton
- Hardee
- Hendry
- Hernando
- Highlands
- Hillsborough
- Holmes
- Indian River
- Jackson
- Jefferson
- Lafayette
- Lake
- Lee
- Leon
- Levy
- Liberty
- Madison
- Manatee
- Marion
- Martin
- Miami Dade
- Monroe
- Nassau
- Okaloosa
- Okeechobee
- Orange
- Osceola
- Palm Beach
- Pasco
- Pinellas
- Polk
- Putnam
- Saint Johns
- Saint Lucie
- Santa Rosa
- Sarasota
- Seminole
- Sumter
- Suwannee
- Taylor
- Union
- Volusia
- Wakulla
- Walton
- Washington
For additional information about specific Florida homeowners insurance laws and regulations, visit the Florida Department of Financial Services website.
