Homeowners Insurance Calculator
Enter your zip code and the square footage of your home below to get estimated dwelling coverage amounts for your property:
Calculate Your Dwelling Coverage
This home insurance calculator can help you estimate the dwelling coverage needed for your home. By entering your ZIP code and home's square footage into the home insurance calculator, you'll get three estimates based on your home size and average building costs in your region: One is for a standard home, another is for a home with some upgrades (such as granite countertops), and the third is for a fully upgraded home.
Dwelling coverage from an online insurance calculator is the amount it would take to replace your home in after a total loss — it's not the same as the market value because it doesn't include the property cost. Remember that a homeowners insurance calculator deals only with estimates — the only way to get the exact number is to speak with a licensed agent.
An online insurance calculator provides valuable information: The numbers you receive through our homeowners insurance calculator will give you a rough idea of the coverage limits for other parts of your policy, including contents and loss of use coverage.
No online insurance calculator can address every concern you have. If you have questions about the numbers from our homeowners insurance calculator, contact one of our licensed agents. They can offer you unbiased advice on coverage, discounts, and quote comparisons from multiple carriers.