Illinois Home Insurance Quotes
Afraid you might be over paying for your Illinois homeowners insurance policy? At HomeownersInsurance.com you can get up to four comparative quotes on the leading coverage to make sure you are getting the best rates available for your Illinois home. We've partnered with the leading home insurance carriers in the country to offer the highest rated coverage and service available.
Average homeowner's insurance rates in Illinois were $760.00 in September 2011. It seems that rates have increased since August 2011 when average Illinois home insurance rates were around $742.00.
Illinois homeowners who shop with HomeownersInsurance.com benefit from our large selection of discounts that can save our customers up to $556 on their home and auto insurance. Ask your agent about a home-auto package discount as well as discounts for having deadbolts, fire extinguishers and security alarms in your house. Saving on homeowners insurance has never been easier.
Standard Illinois Home Insurance Coverages
| A | Dwelling: This coverage protects your home in the event it is damaged due to a covered claim. Coverage A could provide for a partial repair or a total replacement of your home under a standard Illinois homeowners insurance policy. |
| B | Other Structures: A standard Illinois home insurance policy provides coverage for other structures such as sheds or fences if damaged due to a covered claim. |
| C | Contents/Personal Property: Typically a Illinois homeowners insurance policy provides coverage for your personal belongings inside your home if lost or damaged due to a covered peril. |
| D | Loss of Use: If your home is uninhabitable due to a covered claim, this coverage would provide for you to stay elsewhere while your Illinois home is being repaired or rebuilt. |
| E | Personal Liability Protection: In Illinois, this coverage would provide protection in the event you cause injuries or damages to other people or their property that do not live in your household. |
| F | Medical Payments: Medpay offers coverage if someone who is not a household member, is injured on your property. Your Illinois homeowners insurance would provide up to the limits stated in your policy. |
Illinois Homeowners Insurance News
- Cooking fires most common on ThanksgivingFriday, November 18, 2011
- Historic Illinois home suffers heavy fire damageThursday, November 03, 2011
- U.S. House approves flood insurance extension, but with reforms Thursday, July 14, 2011
- Vermont, Ohio net top grades on homeowners insurance Wednesday, July 06, 2011
- New federal assistance issued for spring storms Monday, June 13, 2011
Search for home insurance in your Illinois county:
- Adams
- Alexander
- Bond
- Boone
- Brown
- Bureau
- Calhoun
- Carroll
- Cass
- Champaign
- Christian
- Clark
- Clay
- Clinton
- Coles
- Cook
- Crawford
- Cumberland
- Dekalb
- Dewitt
- Douglas
- Dupage
- Edgar
- Edwards
- Effingham
- Fayette
- Ford
- Franklin
- Fulton
- Gallatin
- Greene
- Grundy
- Hamilton
- Hancock
- Hardin
- Henderson
- Henry
- Iroquois
- Jackson
- Jasper
- Jefferson
- Jersey
- Jo Daviess
- Johnson
- Kane
- Kankakee
- Kendall
- Knox
- La Salle
- Lake
- Lawrence
- Lee
- Livingston
- Logan
- Macon
- Macoupin
- Madison
- Marion
- Marshall
- Mason
- Massac
- Mcdonough
- Mchenry
- Mclean
- Menard
- Mercer
- Monroe
- Montgomery
- Morgan
- Moultrie
- Ogle
- Peoria
- Perry
- Piatt
- Pike
- Pope
- Pulaski
- Putnam
- Randolph
- Richland
- Rock Island
- Saint Clair
- Saline
- Sangamon
- Schuyler
- Scott
- Shelby
- Stark
- Stephenson
- Tazewell
- Union
- Vermilion
- Wabash
- Warren
- Washington
- Wayne
- White
- Whiteside
- Will
- Williamson
- Winnebago
- Woodford
For additional information about specific Illinois homeowners insurance laws and regulations, visit the Illinois Department of Insurance website.
