Iowa Homeowners Insurance Quotes
Afraid you might be over paying for your Iowa homeowners insurance policy? At HomeownersInsurance.com you can get up to four comparative quotes on the leading coverage to make sure you are getting the best rates available for your Iowa home. We've partnered with the leading home insurance carriers in the country to offer the highest rated coverage and service available.
In December 2011, average Iowa homeowners insurance rates were around $651.00. Average rates have increased since November 2011 when Iowa homeowners were paying around $636.00 for standard home insurance coverage.
Iowa homeowners who shop with HomeownersInsurance.com benefit from our large selection of discounts that can save our customers up to $556 on their home and auto insurance. Ask your agent about a home-auto package discount as well as discounts for having deadbolts, fire extinguishers and security alarms in your house. Saving on homeowners insurance has never been easier.
Standard Iowa Home Insurance Coverages
| A | Dwelling: This coverage protects your home in the event it is damaged due to a covered claim. Coverage A could provide for a partial repair or a total replacement of your home under a standard Iowa homeowners insurance policy. |
| B | Other Structures: A standard Iowa home insurance policy provides coverage for other structures such as sheds or fences if damaged due to a covered claim. |
| C | Contents/Personal Property: Typically a Iowa homeowners insurance policy provides coverage for your personal belongings inside your home if lost or damaged due to a covered peril. |
| D | Loss of Use: If your home is uninhabitable due to a covered claim, this coverage would provide for you to stay elsewhere while your Iowa home is being repaired or rebuilt. |
| E | Personal Liability Protection: In Iowa, this coverage would provide protection in the event you cause injuries or damages to other people or their property that do not live in your household. |
| F | Medical Payments: Medpay offers coverage if someone who is not a household member, is injured on your property. Your Iowa homeowners insurance would provide up to the limits stated in your policy. |
Iowa Homeowners Insurance News
- Smaller streams posing biggest flood risk in Midwest Monday, July 11, 2011
- Winds, heavy rain hit Iowa Wednesday, June 15, 2011
- Tornadoes tear through Wisconsin, Iowa Wednesday, April 13, 2011
Search for home insurance in your Iowa county:
- Adair
- Adams
- Allamakee
- Appanoose
- Audubon
- Benton
- Black Hawk
- Boone
- Bremer
- Buchanan
- Buena Vista
- Butler
- Calhoun
- Carroll
- Cass
- Cedar
- Cerro Gordo
- Cherokee
- Chickasaw
- Clarke
- Clay
- Clayton
- Clinton
- Crawford
- Dallas
- Davis
- Decatur
- Delaware
- Des Moines
- Dickinson
- Dubuque
- Emmet
- Fayette
- Floyd
- Franklin
- Fremont
- Greene
- Grundy
- Guthrie
- Hamilton
- Hancock
- Hardin
- Harrison
- Henry
- Howard
- Humboldt
- Ida
- Iowa
- Jackson
- Jasper
- Jefferson
- Johnson
- Jones
- Keokuk
- Kossuth
- Lee
- Linn
- Louisa
- Lucas
- Lyon
- Madison
- Mahaska
- Marion
- Marshall
- Mills
- Mitchell
- Monona
- Monroe
- Montgomery
- Muscatine
- Obrien
- Osceola
- Page
- Palo Alto
- Plymouth
- Pocahontas
- Polk
- Pottawattamie
- Poweshiek
- Ringgold
- Sac
- Scott
- Shelby
- Sioux
- Story
- Tama
- Taylor
- Union
- Van Buren
- Wapello
- Warren
- Washington
- Wayne
- Webster
- Winnebago
- Winneshiek
- Woodbury
- Worth
- Wright
For additional information about specific Iowa homeowners insurance laws and regulations, visit the Iowa Insurance Division website.
