Kentucky Homeowners Insurance Quotes
Afraid you might be over paying for your Kentucky homeowners insurance policy? At HomeownersInsurance.com you can get up to four comparative quotes on the leading coverage to make sure you are getting the best rates available for your Kentucky home. We've partnered with the leading home insurance carriers in the country to offer the highest rated coverage and service available.
Kentucky homeowners were paying $853.00 on average for homeowners insurance in September 2011. Average rates have increased since August 2011 when average rates in Kentucky were around $874.00 for homeowners insurance coverage.
Being an informed consumer is important when it comes to owning an insurance policy. HomeownersInsurance.com recommends reviewing your policy regularly so that you know your Kentucky home is adequately covered. Ask one of our licensed home insurance agents if your policy covers your home and get comparative quotes on leading coverage to make sure you aren't overpaying.
Standard Kentucky Home Insurance Coverages
| A | Dwelling: This coverage protects your home in the event it is damaged due to a covered claim. Coverage A could provide for a partial repair or a total replacement of your home under a standard Kentucky homeowners insurance policy. |
| B | Other Structures: A standard Kentucky home insurance policy provides coverage for other structures such as sheds or fences if damaged due to a covered claim. |
| C | Contents/Personal Property: Typically a Kentucky homeowners insurance policy provides coverage for your personal belongings inside your home if lost or damaged due to a covered peril. |
| D | Loss of Use: If your home is uninhabitable due to a covered claim, this coverage would provide for you to stay elsewhere while your Kentucky home is being repaired or rebuilt. |
| E | Personal Liability Protection: In Kentucky, this coverage would provide protection in the event you cause injuries or damages to other people or their property that do not live in your household. |
| F | Medical Payments: Medpay offers coverage if someone who is not a household member, is injured on your property. Your Kentucky homeowners insurance would provide up to the limits stated in your policy. |
Kentucky Homeowners Insurance News
- TN tornado activity could be high this yearWednesday, February 08, 2012
- Southeastern states rocked by severe stormsTuesday, January 24, 2012
- More off-season tornadoes rip through Kentucky, IndianaWednesday, January 18, 2012
- Disaster declarations occurring at an increasing rate Friday, May 20, 2011
- Storms leave damage in Tennessee, Kentucky Monday, February 28, 2011
Search for home insurance in your Kentucky county:
- Adair
- Allen
- Anderson
- Ballard
- Barren
- Bath
- Bell
- Boone
- Bourbon
- Boyd
- Boyle
- Bracken
- Breathitt
- Breckinridge
- Bullitt
- Butler
- Caldwell
- Calloway
- Campbell
- Carlisle
- Carroll
- Carter
- Casey
- Christian
- Clark
- Clay
- Clinton
- Crittenden
- Cumberland
- Daviess
- Edmonson
- Elliott
- Estill
- Fayette
- Fleming
- Floyd
- Franklin
- Fulton
- Gallatin
- Garrard
- Grant
- Graves
- Grayson
- Green
- Greenup
- Hancock
- Hardin
- Harlan
- Harrison
- Hart
- Henderson
- Henry
- Hickman
- Hopkins
- Jackson
- Jefferson
- Jessamine
- Johnson
- Kenton
- Knott
- Knox
- Larue
- Laurel
- Lawrence
- Lee
- Leslie
- Letcher
- Lewis
- Lincoln
- Livingston
- Logan
- Lyon
- Madison
- Magoffin
- Marion
- Marshall
- Martin
- Mason
- Mccracken
- Mccreary
- Mclean
- Meade
- Menifee
- Mercer
- Metcalfe
- Monroe
- Montgomery
- Morgan
- Muhlenberg
- Nelson
- Nicholas
- Ohio
- Oldham
- Owen
- Owsley
- Pendleton
- Perry
- Pike
- Powell
- Pulaski
- Robertson
- Rockcastle
- Rowan
- Russell
- Scott
- Shelby
- Simpson
- Spencer
- Taylor
- Todd
- Trigg
- Trimble
- Union
- Warren
- Washington
- Wayne
- Webster
- Whitley
- Wolfe
- Woodford
For additional information about specific Kentucky homeowners insurance laws and regulations, visit the Kentucky Department of Insurance website.
