Louisiana Home Insurance Quotes
Getting competitive pricing on Louisiana home insurance doesn't need to take days or even hours. At HomeownersInsurance.com you can compare up to 4 quotes on your homeowners insurance to find the best rates on the most competitive coverage around. Within minutes, we can find a policy that works for you and get you setup the very same day. Finally, you've found your one stop shop for the lowest rates on the best home insurance coverage.
Average homeowner's insurance rates in Louisiana were $1544.00 in December 2011. It seems that rates have decreased since November 2011 when average Louisiana home insurance rates were around $1554.00.
It's important to review your policy regularly to make sure you are taking advantage of all available discounts. A HomeownersInsurance.com agent can talk to you about the discounts available and see if you are missing out on important savings. While reviewing your discounts, we will also make sure you are adequately covered.
Standard Louisiana Home Insurance Coverages
| A | Dwelling: This coverage protects your home in the event it is damaged due to a covered claim. Coverage A could provide for a partial repair or a total replacement of your home under a standard Louisiana homeowners insurance policy. |
| B | Other Structures: A standard Louisiana home insurance policy provides coverage for other structures such as sheds or fences if damaged due to a covered claim. |
| C | Contents/Personal Property: Typically a Louisiana homeowners insurance policy provides coverage for your personal belongings inside your home if lost or damaged due to a covered peril. |
| D | Loss of Use: If your home is uninhabitable due to a covered claim, this coverage would provide for you to stay elsewhere while your Louisiana home is being repaired or rebuilt. |
| E | Personal Liability Protection: In Louisiana, this coverage would provide protection in the event you cause injuries or damages to other people or their property that do not live in your household. |
| F | Medical Payments: Medpay offers coverage if someone who is not a household member, is injured on your property. Your Louisiana homeowners insurance would provide up to the limits stated in your policy. |
Louisiana Homeowners Insurance News
- Flood damages to top $2M in Louisiana parishFriday, March 23, 2012
- More severe weather spawns additional tornadoes in TexasWednesday, March 21, 2012
- Test will use military radar to search for sinkholesWednesday, January 04, 2012
- Increased competition in Louisiana homeowners insurance marketWednesday, November 30, 2011
- Series of deadly tornadoes sweeps through SoutheastThursday, November 17, 2011
Search for home insurance in your Louisiana county:
- Acadia
- Allen
- Ascension
- Assumption
- Avoyelles
- Beauregard
- Bienville
- Bossier
- Caddo
- Calcasieu
- Caldwell
- Cameron
- Catahoula
- Claiborne
- Concordia
- De Soto
- East Baton Rouge
- East Carroll
- East Feliciana
- Evangeline
- Franklin
- Grant
- Iberia
- Iberville
- Jackson
- Jefferson
- Jefferson Davis
- La Salle
- Lafayette
- Lafourche
- Lincoln
- Livingston
- Madison
- Morehouse
- Natchitoches
- Orleans
- Ouachita
- Plaquemines
- Pointe Coupee
- Rapides
- Red River
- Richland
- Sabine
- Saint Bernard
- Saint Charles
- Saint Helena
- Saint James
- Saint Landry
- Saint Martin
- Saint Mary
- Saint Tammany
- St John The Baptist
- Tangipahoa
- Tensas
- Terrebonne
- Union
- Vermilion
- Vernon
- Washington
- Webster
- West Baton Rouge
- West Carroll
- West Feliciana
- Winn
For additional information about specific Louisiana homeowners insurance laws and regulations, visit the Louisiana Department of Insurance website.
