Maine Home Insurance Quotes
Getting competitive pricing on Maine home insurance doesn't need to take days or even hours. At HomeownersInsurance.com you can compare up to 4 quotes on your homeowners insurance to find the best rates on the most competitive coverage around. Within minutes, we can find a policy that works for you and get you setup the very same day. Finally, you've found your one stop shop for the lowest rates on the best home insurance coverage.
In 2008, average Maine homeowners insurance rates were around $572.00. Rates have increased recently, which makes it more important than ever to shop your insurance policy.
It is always important to be an informed homeowner's insurance consumer. Our agents recommend reviewing your Maine insurance policy regularly to make sure you are taking advantage of all of the discounts that are offered. Although rates have increased it's always important to check your policy to ensure you have proper coverage for your home.
Standard Maine Home Insurance Coverages
| A | Dwelling: This coverage protects your home in the event it is damaged due to a covered claim. Coverage A could provide for a partial repair or a total replacement of your home under a standard Maine homeowners insurance policy. |
| B | Other Structures: A standard Maine home insurance policy provides coverage for other structures such as sheds or fences if damaged due to a covered claim. |
| C | Contents/Personal Property: Typically a Maine homeowners insurance policy provides coverage for your personal belongings inside your home if lost or damaged due to a covered peril. |
| D | Loss of Use: If your home is uninhabitable due to a covered claim, this coverage would provide for you to stay elsewhere while your Maine home is being repaired or rebuilt. |
| E | Personal Liability Protection: In Maine, this coverage would provide protection in the event you cause injuries or damages to other people or their property that do not live in your household. |
| F | Medical Payments: Medpay offers coverage if someone who is not a household member, is injured on your property. Your Maine homeowners insurance would provide up to the limits stated in your policy. |
Maine Homeowners Insurance News
- III: Insurers have paid billions of dollars in claimsWednesday, February 22, 2012
- FEMA reminds New England residents to obtain flood insuranceMonday, October 10, 2011
- City officials want Augusta to ban fireworksThursday, October 06, 2011
- Insured losses from Hurricane Irene to total $7 billionFriday, September 09, 2011
- Tropical storm Dora strengthening in the Pacific Wednesday, July 20, 2011
Search for home insurance in your Maine county:
For additional information about specific Maine homeowners insurance laws and regulations, visit the Maine Bureau of Insurance website.
