Michigan Home Owner Insurance Quotes
Getting competitive pricing on Michigan home insurance doesn't need to take days or even hours. At HomeownersInsurance.com you can compare up to 4 quotes on your homeowners insurance to find the best rates on the most competitive coverage around. Within minutes, we can find a policy that works for you and get you setup the very same day. Finally, you've found your one stop shop for the lowest rates on the best home insurance coverage.
Michigan homeowners were paying $715.00 on average for homeowners insurance in 2008. Recent rate increases make it more important than ever to shop your homeowners policy today.
Being an informed consumer is important when it comes to owning an insurance policy. HomeownersInsurance.com recommends reviewing your policy regularly so that you know your Michigan home is adequately covered. Ask one of our licensed home insurance agents if your policy covers your home and get comparative quotes on leading coverage to make sure you aren't overpaying.
Standard Michigan Home Insurance Coverages
| A | Dwelling: This coverage protects your home in the event it is damaged due to a covered claim. Coverage A could provide for a partial repair or a total replacement of your home under a standard Michigan homeowners insurance policy. |
| B | Other Structures: A standard Michigan home insurance policy provides coverage for other structures such as sheds or fences if damaged due to a covered claim. |
| C | Contents/Personal Property: Typically a Michigan homeowners insurance policy provides coverage for your personal belongings inside your home if lost or damaged due to a covered peril. |
| D | Loss of Use: If your home is uninhabitable due to a covered claim, this coverage would provide for you to stay elsewhere while your Michigan home is being repaired or rebuilt. |
| E | Personal Liability Protection: In Michigan, this coverage would provide protection in the event you cause injuries or damages to other people or their property that do not live in your household. |
| F | Medical Payments: Medpay offers coverage if someone who is not a household member, is injured on your property. Your Michigan homeowners insurance would provide up to the limits stated in your policy. |
Michigan Homeowners Insurance News
- Recovery continues for Michigan tornado victims Thursday, May 17, 2012
- Set of tornadoes rips through MichiganFriday, March 16, 2012
- Drownings in summer 2011 total nearly 1,600 Wednesday, September 07, 2011
- Residents safe after garage fire consumes Grand Rapids home Friday, May 06, 2011
- Minn. homeowners scrambling for flood insurance Monday, February 28, 2011
Search for home insurance in your Michigan county:
- Alcona
- Alger
- Allegan
- Alpena
- Antrim
- Arenac
- Baraga
- Barry
- Bay
- Benzie
- Berrien
- Branch
- Calhoun
- Cass
- Charlevoix
- Cheboygan
- Chippewa
- Clare
- Clinton
- Crawford
- Delta
- Dickinson
- Eaton
- Emmet
- Genesee
- Gladwin
- Gogebic
- Grand Traverse
- Gratiot
- Hillsdale
- Houghton
- Huron
- Ingham
- Ionia
- Iosco
- Iron
- Isabella
- Jackson
- Kalamazoo
- Kalkaska
- Kent
- Keweenaw
- Lake
- Lapeer
- Leelanau
- Lenawee
- Livingston
- Luce
- Mackinac
- Macomb
- Manistee
- Marquette
- Mason
- Mecosta
- Menominee
- Midland
- Missaukee
- Monroe
- Montcalm
- Montmorency
- Muskegon
- Newaygo
- Oakland
- Oceana
- Ogemaw
- Ontonagon
- Osceola
- Oscoda
- Otsego
- Ottawa
- Presque Isle
- Roscommon
- Saginaw
- Saint Clair
- Saint Joseph
- Sanilac
- Schoolcraft
- Shiawassee
- Tuscola
- Van Buren
- Washtenaw
- Wayne
- Wexford
For additional information about specific Michigan homeowners insurance laws and regulations, visit the Michigan Insurance Division website.
