Montana Homeowner Insurance Quotes
Finding the best homeowners insurance in Montana can seem challenging. However, the agents at HomeownersInsurance.com have made it easy. Just complete one quick quote form to get comparative rates on the top home insurance coverage in Montana. Our team of licensed agents will help you choose the best policy at the lowest price to make sure your home is protected while keeping it affordable.
Montana homeowners were paying $691.00 on average for homeowners insurance in December 2011. Average rates have increased since November 2011 when average rates in Montana were around $669.00 for standard home insurance coverage.
Montana homeowners who shop with HomeownersInsurance.com benefit from our large selection of discounts that can save our customers up to $556 on their home and auto insurance. Ask your agent about a home-auto package discount as well as discounts for having deadbolts, fire extinguishers and security alarms in your house. Saving on homeowners insurance has never been easier.
Standard Montana Home Insurance Coverages
| A | Dwelling: This coverage protects your home in the event it is damaged due to a covered claim. Coverage A could provide for a partial repair or a total replacement of your home under a standard Montana homeowners insurance policy. |
| B | Other Structures: A standard Montana home insurance policy provides coverage for other structures such as sheds or fences if damaged due to a covered claim. |
| C | Contents/Personal Property: Typically a Montana homeowners insurance policy provides coverage for your personal belongings inside your home if lost or damaged due to a covered peril. |
| D | Loss of Use: If your home is uninhabitable due to a covered claim, this coverage would provide for you to stay elsewhere while your Montana home is being repaired or rebuilt. |
| E | Personal Liability Protection: In Montana, this coverage would provide protection in the event you cause injuries or damages to other people or their property that do not live in your household. |
| F | Medical Payments: Medpay offers coverage if someone who is not a household member, is injured on your property. Your Montana homeowners insurance would provide up to the limits stated in your policy. |
Montana Homeowners Insurance News
- Residents, officials not happy with revised floodplain maps Friday, July 22, 2011
- Experts: Most of U.S. not exempt from natural disasters Wednesday, June 29, 2011
- Montana congressman questions FEMA remapping planSunday, March 06, 2011
- Hot tub sparks fire at Wisconsin homeThursday, December 30, 2010
Search for home insurance in your Montana county:
- Beaverhead
- Big Horn
- Blaine
- Broadwater
- Carbon
- Carter
- Cascade
- Chouteau
- Custer
- Daniels
- Dawson
- Deer Lodge
- Fallon
- Fergus
- Flathead
- Gallatin
- Garfield
- Glacier
- Golden Valley
- Granite
- Hill
- Jefferson
- Judith Basin
- Lake
- Lewis And Clark
- Liberty
- Lincoln
- Madison
- Mccone
- Meagher
- Mineral
- Missoula
- Musselshell
- Park
- Petroleum
- Phillips
- Pondera
- Powder River
- Powell
- Prairie
- Ravalli
- Richland
- Roosevelt
- Rosebud
- Sanders
- Sheridan
- Silver Bow
- Stillwater
- Sweet Grass
- Teton
- Toole
- Treasure
- Valley
- Wheatland
- Wibaux
- Yellowstone
For additional information about specific Montana homeowners insurance laws and regulations, visit the Montana Insurance Division website.
