New Jersey Home Owners Insurance Quotes
Shopping for home insurance in New Jersey doesn't have to be chore. Compare up to 4 quotes for your home at HomeownersInsurance.com to get competitive, comparative pricing in one place. We have partnered with the top carriers in New Jersey to find you superior coverage at the right price. Talk to a HomeownersInsurance.com agent today for a one-on-one consultation and find the homeowners insurance policy for you.
Average homeowner's insurance rates in New Jersey were $638.00 in September 2011. It seems that rates have decreased since 2008 when average New Jersey home insurance rates were around $691.00.
It's important to review your policy regularly to make sure you are taking advantage of all available discounts. A HomeownersInsurance.com agent can talk to you about the discounts available and see if you are missing out on important savings. While reviewing your discounts, we will also make sure you are adequately covered.
Standard New Jersey Home Insurance Coverages
| A | Dwelling: This coverage protects your home in the event it is damaged due to a covered claim. Coverage A could provide for a partial repair or a total replacement of your home under a standard New Jersey homeowners insurance policy. |
| B | Other Structures: A standard New Jersey home insurance policy provides coverage for other structures such as sheds or fences if damaged due to a covered claim. |
| C | Contents/Personal Property: Typically a New Jersey homeowners insurance policy provides coverage for your personal belongings inside your home if lost or damaged due to a covered peril. |
| D | Loss of Use: If your home is uninhabitable due to a covered claim, this coverage would provide for you to stay elsewhere while your New Jersey home is being repaired or rebuilt. |
| E | Personal Liability Protection: In New Jersey, this coverage would provide protection in the event you cause injuries or damages to other people or their property that do not live in your household. |
| F | Medical Payments: Medpay offers coverage if someone who is not a household member, is injured on your property. Your New Jersey homeowners insurance would provide up to the limits stated in your policy. |
New Jersey Homeowners Insurance News
- New York workers continuing Irene cleanup tasksTuesday, February 14, 2012
- Mississippi ranks last in review of building codes in eastern coastal statesFriday, January 13, 2012
- Damages from Hurricane Irene top $4BMonday, November 28, 2011
- New Jersey homeowners insurance rates may increaseTuesday, November 01, 2011
- Northeast still in the dark following October snowstormMonday, October 31, 2011
Search for home insurance in your New Jersey county:
For additional information about specific New Jersey homeowners insurance laws and regulations, visit the New Jersey Department of Banking and Insurance website.
