New York Homeowners Insurance Quotes
Shopping for home insurance in New York doesn't have to be chore. Compare up to 4 quotes for your home at HomeownersInsurance.com to get competitive, comparative pricing in one place. We have partnered with the top carriers in New York to find you superior coverage at the right price. Talk to a HomeownersInsurance.com agent today for a one-on-one consultation and find the homeowners insurance policy for you.
New York homeowners were paying $659.00 on average for homeowners insurance in December 2011. Average rates have increased since November 2011 when average rates in New York were around $647.00 for standard home insurance coverage.
It is always important to be an informed homeowner's insurance consumer. Our agents recommend reviewing your New York insurance policy regularly to make sure you are taking advantage of all of the discounts that are offered. Although rates have increased it's always important to check your policy to ensure you have proper coverage for your home.
Standard New York Home Insurance Coverages
| A | Dwelling: This coverage protects your home in the event it is damaged due to a covered claim. Coverage A could provide for a partial repair or a total replacement of your home under a standard New York homeowners insurance policy. |
| B | Other Structures: A standard New York home insurance policy provides coverage for other structures such as sheds or fences if damaged due to a covered claim. |
| C | Contents/Personal Property: Typically a New York homeowners insurance policy provides coverage for your personal belongings inside your home if lost or damaged due to a covered peril. |
| D | Loss of Use: If your home is uninhabitable due to a covered claim, this coverage would provide for you to stay elsewhere while your New York home is being repaired or rebuilt. |
| E | Personal Liability Protection: In New York, this coverage would provide protection in the event you cause injuries or damages to other people or their property that do not live in your household. |
| F | Medical Payments: Medpay offers coverage if someone who is not a household member, is injured on your property. Your New York homeowners insurance would provide up to the limits stated in your policy. |
New York Homeowners Insurance News
- Insurers say Florida home insurance rates justifiedMonday, February 27, 2012
- New York workers continuing Irene cleanup tasksTuesday, February 14, 2012
- Tornadoes sweep through western New YorkWednesday, November 23, 2011
- Cooking fires most common on ThanksgivingFriday, November 18, 2011
- Indiana police on alert for Halloween vandalismMonday, October 31, 2011
Search for home insurance in your New York county:
- Albany
- Allegany
- Bronx
- Broome
- Cattaraugus
- Cayuga
- Chautauqua
- Chemung
- Chenango
- Clinton
- Columbia
- Cortland
- Delaware
- Dutchess
- Erie
- Essex
- Franklin
- Fulton
- Genesee
- Greene
- Hamilton
- Herkimer
- Jefferson
- Kings
- Lewis
- Livingston
- Madison
- Monroe
- Montgomery
- Nassau
- New York
- Niagara
- Oneida
- Onondaga
- Ontario
- Orange
- Orleans
- Oswego
- Otsego
- Putnam
- Queens
- Rensselaer
- Richmond
- Rockland
- Saint Lawrence
- Saratoga
- Schenectady
- Schoharie
- Schuyler
- Seneca
- Steuben
- Suffolk
- Sullivan
- Tioga
- Tompkins
- Ulster
- Warren
- Washington
- Wayne
- Westchester
- Wyoming
- Yates
For additional information about specific New York homeowners insurance laws and regulations, visit the New York State Insurance Department website.
