North Carolina Home Owner Insurance Quotes
Shopping for home insurance in North Carolina doesn't have to be chore. Compare up to 4 quotes for your home at HomeownersInsurance.com to get competitive, comparative pricing in one place. We have partnered with the top carriers in North Carolina to find you superior coverage at the right price. Talk to a HomeownersInsurance.com agent today for a one-on-one consultation and find the homeowners insurance policy for you.
North Carolina homeowners were paying $631.00 on average for homeowners insurance in September 2011. Average rates have increased since August 2011 when average rates in North Carolina were around $624.00 for standard home insurance coverage.
North Carolina homeowners who shop with HomeownersInsurance.com benefit from our large selection of discounts that can save our customers up to $556 on their home and auto insurance. Ask your agent about a home-auto package discount as well as discounts for having deadbolts, fire extinguishers and security alarms in your house. Saving on homeowners insurance has never been easier.
Standard North Carolina Home Insurance Coverages
| A | Dwelling: This coverage protects your home in the event it is damaged due to a covered claim. Coverage A could provide for a partial repair or a total replacement of your home under a standard North Carolina homeowners insurance policy. |
| B | Other Structures: A standard North Carolina home insurance policy provides coverage for other structures such as sheds or fences if damaged due to a covered claim. |
| C | Contents/Personal Property: Typically a North Carolina homeowners insurance policy provides coverage for your personal belongings inside your home if lost or damaged due to a covered peril. |
| D | Loss of Use: If your home is uninhabitable due to a covered claim, this coverage would provide for you to stay elsewhere while your North Carolina home is being repaired or rebuilt. |
| E | Personal Liability Protection: In North Carolina, this coverage would provide protection in the event you cause injuries or damages to other people or their property that do not live in your household. |
| F | Medical Payments: Medpay offers coverage if someone who is not a household member, is injured on your property. Your North Carolina homeowners insurance would provide up to the limits stated in your policy. |
North Carolina Homeowners Insurance News
- NC family returns home after tornadoThursday, February 16, 2012
- Suspected tornado causes severe damage in North CarolinaThursday, January 12, 2012
- Damages from Hurricane Irene top $4BMonday, November 28, 2011
- North Carolina official visits with locals affected by Hurricane IreneMonday, October 17, 2011
- South Carolina, other states make damage assessments after Hurricane IreneTuesday, September 06, 2011
Search for home insurance in your North Carolina county:
- Alamance
- Alexander
- Alleghany
- Anson
- Ashe
- Avery
- Beaufort
- Bertie
- Bladen
- Brunswick
- Buncombe
- Burke
- Cabarrus
- Caldwell
- Camden
- Carteret
- Caswell
- Catawba
- Chatham
- Cherokee
- Chowan
- Clay
- Cleveland
- Columbus
- Craven
- Cumberland
- Currituck
- Dare
- Davidson
- Davie
- Duplin
- Durham
- Edgecombe
- Forsyth
- Franklin
- Gaston
- Gates
- Graham
- Granville
- Greene
- Guilford
- Halifax
- Harnett
- Haywood
- Henderson
- Hertford
- Hoke
- Hyde
- Iredell
- Jackson
- Johnston
- Jones
- Lee
- Lenoir
- Lincoln
- Macon
- Madison
- Martin
- Mcdowell
- Mecklenburg
- Mitchell
- Montgomery
- Moore
- Nash
- New Hanover
- Northampton
- Onslow
- Orange
- Pamlico
- Pasquotank
- Pender
- Perquimans
- Person
- Pitt
- Polk
- Randolph
- Richmond
- Robeson
- Rockingham
- Rowan
- Rutherford
- Sampson
- Scotland
- Stanly
- Stokes
- Surry
- Swain
- Transylvania
- Tyrrell
- Union
- Vance
- Wake
- Warren
- Washington
- Watauga
- Wayne
- Wilkes
- Wilson
- Yadkin
- Yancey
For additional information about specific North Carolina homeowners insurance laws and regulations, visit the North Carolina Department of Insurance website.
