North Dakota Home Owner Insurance Quotes
Shopping for home insurance in North Dakota doesn't have to be chore. Compare up to 4 quotes for your home at HomeownersInsurance.com to get competitive, comparative pricing in one place. We have partnered with the top carriers in North Dakota to find you superior coverage at the right price. Talk to a HomeownersInsurance.com agent today for a one-on-one consultation and find the homeowners insurance policy for you.
North Dakota homeowners were paying $808.00 on average for homeowners insurance in 2008. Recent rate increases make it more important than ever to shop your homeowners policy today.
It is always important to be an informed homeowner's insurance consumer. Our agents recommend reviewing your North Dakota insurance policy regularly to make sure you are taking advantage of all of the discounts that are offered. Although rates have increased it's always important to check your policy to ensure you have proper coverage for your home.
Standard North Dakota Home Insurance Coverages
| A | Dwelling: This coverage protects your home in the event it is damaged due to a covered claim. Coverage A could provide for a partial repair or a total replacement of your home under a standard North Dakota homeowners insurance policy. |
| B | Other Structures: A standard North Dakota home insurance policy provides coverage for other structures such as sheds or fences if damaged due to a covered claim. |
| C | Contents/Personal Property: Typically a North Dakota homeowners insurance policy provides coverage for your personal belongings inside your home if lost or damaged due to a covered peril. |
| D | Loss of Use: If your home is uninhabitable due to a covered claim, this coverage would provide for you to stay elsewhere while your North Dakota home is being repaired or rebuilt. |
| E | Personal Liability Protection: In North Dakota, this coverage would provide protection in the event you cause injuries or damages to other people or their property that do not live in your household. |
| F | Medical Payments: Medpay offers coverage if someone who is not a household member, is injured on your property. Your North Dakota homeowners insurance would provide up to the limits stated in your policy. |
North Dakota Homeowners Insurance News
- Risks for tornadoes and hail not limited to MidwestMonday, March 26, 2012
- Flooded residents in Minot, North Dakota, picking up pieces Friday, July 15, 2011
- Vermont, Ohio net top grades on homeowners insurance Wednesday, July 06, 2011
- Thousands of ND homes suffer flood damage Thursday, June 30, 2011
- Flooding in North Dakota racks up $90M in damage Monday, June 27, 2011
Search for home insurance in your North Dakota county:
- Adams
- Barnes
- Benson
- Billings
- Bottineau
- Bowman
- Burke
- Burleigh
- Cass
- Cavalier
- Dickey
- Divide
- Dunn
- Eddy
- Emmons
- Foster
- Golden Valley
- Grand Forks
- Grant
- Griggs
- Hettinger
- Kidder
- Lamoure
- Logan
- Mchenry
- Mcintosh
- Mckenzie
- Mclean
- Mercer
- Morton
- Mountrail
- Nelson
- Oliver
- Pembina
- Pierce
- Ramsey
- Ransom
- Renville
- Richland
- Rolette
- Sargent
- Sheridan
- Sioux
- Slope
- Stark
- Steele
- Stutsman
- Towner
- Traill
- Walsh
- Ward
- Wells
- Williams
For additional information about specific North Dakota homeowners insurance laws and regulations, visit the North Dakota Department of Insurance website.
