Ohio Home Insurance Quotes
Shopping for home insurance in Ohio doesn't have to be chore. Compare up to 4 quotes for your home at HomeownersInsurance.com to get competitive, comparative pricing in one place. We have partnered with the top carriers in Ohio to find you superior coverage at the right price. Talk to a HomeownersInsurance.com agent today for a one-on-one consultation and find the homeowners insurance policy for you.
Ohio homeowners were paying $628.00 on average for homeowners insurance in December 2011. Average rates have increased since November 2011 when average rates in Ohio were around $634.00 for homeowners insurance coverage.
It's important to review your policy regularly to make sure you are taking advantage of all available discounts. A HomeownersInsurance.com agent can talk to you about the discounts available and see if you are missing out on important savings. While reviewing your discounts, we will also make sure you are adequately covered.
Standard Ohio Home Insurance Coverages
| A | Dwelling: This coverage protects your home in the event it is damaged due to a covered claim. Coverage A could provide for a partial repair or a total replacement of your home under a standard Ohio homeowners insurance policy. |
| B | Other Structures: A standard Ohio home insurance policy provides coverage for other structures such as sheds or fences if damaged due to a covered claim. |
| C | Contents/Personal Property: Typically a Ohio homeowners insurance policy provides coverage for your personal belongings inside your home if lost or damaged due to a covered peril. |
| D | Loss of Use: If your home is uninhabitable due to a covered claim, this coverage would provide for you to stay elsewhere while your Ohio home is being repaired or rebuilt. |
| E | Personal Liability Protection: In Ohio, this coverage would provide protection in the event you cause injuries or damages to other people or their property that do not live in your household. |
| F | Medical Payments: Medpay offers coverage if someone who is not a household member, is injured on your property. Your Ohio homeowners insurance would provide up to the limits stated in your policy. |
Ohio Homeowners Insurance News
- Copper and other metal thefts pose a growing threat to homeownersFriday, March 09, 2012
- TN tornado activity could be high this yearWednesday, February 08, 2012
- Ohio home insurance rates may rise in coming monthsMonday, January 16, 2012
- Cooking fires most common on ThanksgivingFriday, November 18, 2011
- Residential fire deaths among firefighters declineFriday, September 30, 2011
Search for home insurance in your Ohio county:
- Adams
- Allen
- Ashland
- Ashtabula
- Athens
- Auglaize
- Belmont
- Brown
- Butler
- Carroll
- Champaign
- Clark
- Clermont
- Clinton
- Columbiana
- Coshocton
- Crawford
- Cuyahoga
- Darke
- Defiance
- Delaware
- Erie
- Fairfield
- Fayette
- Franklin
- Fulton
- Gallia
- Geauga
- Greene
- Guernsey
- Hamilton
- Hancock
- Hardin
- Harrison
- Henry
- Highland
- Hocking
- Holmes
- Huron
- Jackson
- Jefferson
- Knox
- Lake
- Lawrence
- Licking
- Logan
- Lorain
- Lucas
- Madison
- Mahoning
- Marion
- Medina
- Meigs
- Mercer
- Miami
- Monroe
- Montgomery
- Morgan
- Morrow
- Muskingum
- Noble
- Ottawa
- Paulding
- Perry
- Pickaway
- Pike
- Portage
- Preble
- Putnam
- Richland
- Ross
- Sandusky
- Scioto
- Seneca
- Shelby
- Stark
- Summit
- Trumbull
- Tuscarawas
- Union
- Van Wert
- Vinton
- Warren
- Washington
- Wayne
- Williams
- Wood
- Wyandot
For additional information about specific Ohio homeowners insurance laws and regulations, visit the Ohio Department of Insurance website.
