Oregon Homeowner Insurance Quotes
Afraid you might be over paying for your Oregon homeowners insurance policy? At HomeownersInsurance.com you can get up to four comparative quotes on the leading coverage to make sure you are getting the best rates available for your Oregon home. We've partnered with the leading home insurance carriers in the country to offer the highest rated coverage and service available.
Average homeowner's insurance rates in Oregon were $484.00 in September 2011. It seems that rates have increased since August 2011 when average Oregon home insurance rates were around $479.00.
Oregon homeowners who shop with HomeownersInsurance.com benefit from our large selection of discounts that can save our customers up to $556 on their home and auto insurance. Ask your agent about a home-auto package discount as well as discounts for having deadbolts, fire extinguishers and security alarms in your house. Saving on homeowners insurance has never been easier.
Standard Oregon Home Insurance Coverages
| A | Dwelling: This coverage protects your home in the event it is damaged due to a covered claim. Coverage A could provide for a partial repair or a total replacement of your home under a standard Oregon homeowners insurance policy. |
| B | Other Structures: A standard Oregon home insurance policy provides coverage for other structures such as sheds or fences if damaged due to a covered claim. |
| C | Contents/Personal Property: Typically a Oregon homeowners insurance policy provides coverage for your personal belongings inside your home if lost or damaged due to a covered peril. |
| D | Loss of Use: If your home is uninhabitable due to a covered claim, this coverage would provide for you to stay elsewhere while your Oregon home is being repaired or rebuilt. |
| E | Personal Liability Protection: In Oregon, this coverage would provide protection in the event you cause injuries or damages to other people or their property that do not live in your household. |
| F | Medical Payments: Medpay offers coverage if someone who is not a household member, is injured on your property. Your Oregon homeowners insurance would provide up to the limits stated in your policy. |
Oregon Homeowners Insurance News
- No major catastrophes in January, but smaller disasters add upThursday, February 09, 2012
- Oregon storm damage totals already at $38 millionMonday, February 06, 2012
- Snow, ice cleanup continues in Pacific NorthwestMonday, January 23, 2012
- Heavy damage to vintage Oregon homeMonday, November 07, 2011
- Fire rating appeal keeps Albany homeowners insurance rates stableMonday, August 22, 2011
Search for home insurance in your Oregon county:
For additional information about specific Oregon homeowners insurance laws and regulations, visit the Oregon Department of Consumer & Business Services, Insurance Division website.
