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Homeowners Insurance » Q & A
  • What is “Loss Of Use” and why is it on my policy?
  • I’m in the process of buying a townhome and I’m not sure if I need homeowners insurance or condo insurance?
  • I’m planning on buying a dog, do I need to tell my insurance company?
  • My neighbor mentioned that they recently added water back up to their policy, is that something I need?
  • How is the dwelling coverage determined for home insurance?
  • The power recently went out and all of the food in our fridge spoiled, does our home insurance cover that?
  • We’re adding a gazebo and a new fence to our backyard, do we need to tell our insurance company?
  • I’m considering taking part in a house swap. What do I need to know about my insurance rates and protection before stepping forward with this?
  • We’re considering doing some updates to our home. Is there anything we should know regarding specific contractors and our insurance before starting?
  • I had a leaky pipe that didn’t get fixed for a while, and now I have a mold problem near that leak. Does my insurance cover this issue?

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