Average Homeowners Insurance Rates Heat Map

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  • Find out where premiums are on the rise and fall.
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Average Home Insurance Rates For US States

  $1100 and up
  $900 - 1099 /year
  $700 - $899 /year
  $500 - $699 /year
  $300 - $499 /year

Average US Home Insurance Premiums

2013$901.13
2012$878.27
2011$745.46
2010$661.73
2009$687.52
Source: © 2013 HomeownersInsurance.com
State Average Home Insurance Premium
Oklahoma $1596
Louisiana $1511
Arkansas $1315
Kansas $1180
Missouri $1169
Florida $1164
Mississippi $1157
Kentucky $1129
Texas $1129
Minnesota $1097
Tennessee $1080
Nebraska $1042
West Virginia $986
Colorado $909
Alabama $907
Indiana $905
Connecticut $887
Georgia $869
Illinois $854
New Hampshire $844
New Jersey $829
South Carolina $811
New Mexico $768
Ohio $766
Iowa $764
New York $757
Pennsylvania $750
California $739
Virginia $717
Maryland $716
Washington $692
Wisconsin $648
Arizona $632
Nevada $609
Idaho $601
Delaware $596
North Carolina $595
Oregon $514
Utah $470
Alaska N/A
Montana N/A
Hawaii N/A
North Dakota N/A
Rhode Island N/A
Massachusetts N/A
Maine N/A
Vermont N/A
Wyoming N/A
South Dakota N/A
Michigan N/A
District of Columbia N/A

What this data represents:

The average premiums listed on this report are the average premiums sold to HomeownersInsurance.com customers over the past 12-month period in each state. HomeownersInsurance.com is part of the HomeInsurance.com, LLC marketplace selling home and auto insurance nationwide. We are partnered with the leading insurance providers in the country including Travelers, The Hartford, Safeco, Foremost, Progressive and ASI/Ark Royal. The rates listed on this page are average rates for all HomeownersInsurance.com customers and do not represent a quote for coverage. Quotes for new policies will vary.