Rhode Island Homeowner Insurance Quotes
Afraid you might be over paying for your Rhode Island homeowners insurance policy? At HomeownersInsurance.com you can get up to four comparative quotes on the leading coverage to make sure you are getting the best rates available for your Rhode Island home. We've partnered with the leading home insurance carriers in the country to offer the highest rated coverage and service available.
In 2008, average Rhode Island homeowners insurance rates were around $897.00. Rates have increased recently, which makes it more important than ever to shop your insurance policy.
Rhode Island homeowners who shop with HomeownersInsurance.com benefit from our large selection of discounts that can save our customers up to $556 on their home and auto insurance. Ask your agent about a home-auto package discount as well as discounts for having deadbolts, fire extinguishers and security alarms in your house. Saving on homeowners insurance has never been easier.
Standard Rhode Island Home Insurance Coverages
| A | Dwelling: This coverage protects your home in the event it is damaged due to a covered claim. Coverage A could provide for a partial repair or a total replacement of your home under a standard Rhode Island homeowners insurance policy. |
| B | Other Structures: A standard Rhode Island home insurance policy provides coverage for other structures such as sheds or fences if damaged due to a covered claim. |
| C | Contents/Personal Property: Typically a Rhode Island homeowners insurance policy provides coverage for your personal belongings inside your home if lost or damaged due to a covered peril. |
| D | Loss of Use: If your home is uninhabitable due to a covered claim, this coverage would provide for you to stay elsewhere while your Rhode Island home is being repaired or rebuilt. |
| E | Personal Liability Protection: In Rhode Island, this coverage would provide protection in the event you cause injuries or damages to other people or their property that do not live in your household. |
| F | Medical Payments: Medpay offers coverage if someone who is not a household member, is injured on your property. Your Rhode Island homeowners insurance would provide up to the limits stated in your policy. |
Rhode Island Homeowners Insurance News
- Rhode Island passes hurricane insurance lawFriday, May 25, 2012
Search for home insurance in your Rhode Island county:
For additional information about specific Rhode Island homeowners insurance laws and regulations, visit the Rhode Island Department of Business Regulation website.
