South Carolina Homeowner Insurance Quotes
Afraid you might be over paying for your South Carolina homeowners insurance policy? At HomeownersInsurance.com you can get up to four comparative quotes on the leading coverage to make sure you are getting the best rates available for your South Carolina home. We've partnered with the leading home insurance carriers in the country to offer the highest rated coverage and service available.
South Carolina homeowners were paying $676.00 on average for homeowners insurance in September 2011. Average rates have increased since August 2011 when average rates in South Carolina were around $679.00 for homeowners insurance coverage.
It is always important to be an informed homeowner's insurance consumer. Our agents recommend reviewing your South Carolina insurance policy regularly to make sure you are taking advantage of all of the discounts that are offered. Although rates have increased it's always important to check your policy to ensure you have proper coverage for your home.
Standard South Carolina Home Insurance Coverages
| A | Dwelling: This coverage protects your home in the event it is damaged due to a covered claim. Coverage A could provide for a partial repair or a total replacement of your home under a standard South Carolina homeowners insurance policy. |
| B | Other Structures: A standard South Carolina home insurance policy provides coverage for other structures such as sheds or fences if damaged due to a covered claim. |
| C | Contents/Personal Property: Typically a South Carolina homeowners insurance policy provides coverage for your personal belongings inside your home if lost or damaged due to a covered peril. |
| D | Loss of Use: If your home is uninhabitable due to a covered claim, this coverage would provide for you to stay elsewhere while your South Carolina home is being repaired or rebuilt. |
| E | Personal Liability Protection: In South Carolina, this coverage would provide protection in the event you cause injuries or damages to other people or their property that do not live in your household. |
| F | Medical Payments: Medpay offers coverage if someone who is not a household member, is injured on your property. Your South Carolina homeowners insurance would provide up to the limits stated in your policy. |
South Carolina Homeowners Insurance News
- Experts still looking for cause of SC sinkholesMonday, December 05, 2011
- Series of deadly tornadoes sweeps through SoutheastThursday, November 17, 2011
- South Carolina, other states make damage assessments after Hurricane IreneTuesday, September 06, 2011
Search for home insurance in your South Carolina county:
- Abbeville
- Aiken
- Allendale
- Anderson
- Bamberg
- Barnwell
- Beaufort
- Berkeley
- Calhoun
- Charleston
- Cherokee
- Chester
- Chesterfield
- Clarendon
- Colleton
- Darlington
- Dillon
- Dorchester
- Edgefield
- Fairfield
- Florence
- Georgetown
- Greenville
- Greenwood
- Hampton
- Horry
- Jasper
- Kershaw
- Lancaster
- Laurens
- Lee
- Lexington
- Marion
- Marlboro
- Mccormick
- Newberry
- Oconee
- Orangeburg
- Pickens
- Richland
- Saluda
- Spartanburg
- Sumter
- Union
- Williamsburg
- York
For additional information about specific South Carolina homeowners insurance laws and regulations, visit the South Carolina Department of Insurance website.
