Homeowners insurance blog

Confessions of a stay-at-home dad

When it comes to stay-at-home parents, moms are usually the first ones that come to mind. Yet with the shift of more women entering and securing positions in the workplace, we are seeing more and more stay-at-home dad’s out there raising the kids, paying the bills, running the household and having a blast doing it. In light of Father’s Day, we decided to interview one such dad who falls nothing short of earning the Amazing Dad award.

We interviewed Phil, husband and stay-at-home father of two children, ages 2 and 4. His wife tells us, “He’s an amazing stay-at-home dad because of his love for our kids. He’s tremendously patient, even with two toddlers, and somehow manages to stay on top of all their laundry!”

Here’s what Phil had to say about being a stay-at-home dad:

Me: “What are your biggest challenges as a stay-at-home dad?”

Phil: “Balancing the two different personalities of the kids definitely keeps me on my feet!”

Me: “What’s the worst thing that’s ever happened on your watch that you never told your wife?”

Phil: “I can honestly say I’ve told her everything.” (Good answer Phil!)

Me: What’s your favorite part of being a stay-at-home dad?

Phil: “Being able to see when the kids accomplish something- and how happy it makes them. Alex finished swimming lessons the other day and it was great seeing how proud he was”.

Me: In regards to your parenting style, do you obsess over the same types of things a stay-at-home mom might?

Phil: “I’m pretty easy going and I go with the flow. I don’t obsess.”

Me: “What is your favorite thing to do with your kids?”

Phil: “Right now, we love to swim. We just got a new pool and that’s where we’re spending a lot of our time.”

Hats off to Phil and Dad’s everywhere- Happy Father’s Day from HomeownersInsurance.com!

How long do points stay on your license?

We get this question a lot and the answer weighs heavily on two critical pieces of information: The type of offense/violation and what state your driver’s license was issued in.

Typically states will keep points on your license longer for more serious offenses. For example, according to the California Driver’s Manual, points for any offense will stay on a driver’s record for a minimum of 36 months. However serious offenses can stay on longer.  Alternately, in New York, points typically stay on a driver’s record for a minimum of 18 months.

It’s good to understand, however, that just because points may no longer be counted in your point total doesn’t mean that the conviction is no longer listed on your driving record.  Like points, there is not a set amount of time that a conviction may stay on your record. It all depends again on the severity of the violation and the specific laws in your state. Most states will keep a conviction on your driving record for at least 3 years. However, serious violations can stay on your record permanently.

The most serious driving violations are those that put you and others in the greatest immediate danger. For example, most states will assign 10-12 points for violations such as:

  • Driving under the influence
  • Leaving the scene of an accident
  • Drag Racing
  • Excessive Speeding (i.e. going more than 36 mph over the limit in a 70 mph speed zone)
  • Evading a police officer

For specific information about points on your license or your motor vehicle record contact your car insurance agent or your state DMV.