Homeowners insurance blog

Katherine Wood

Articles from Katherine Wood

How Shiny and New Can Save You Money

Sure, we can go through the benefits of owning new homes: peace of mind, utilities costs, personalization, and insurance savings. But did you know that these benefits can add up to make your dream home cost less than settling for someone else’s dream. (more…)

Keep Control of Your Derby Party

Hosting a Kentucky Derby party Saturday? Make sure your guests make it to the winner’s circle. It’s both your social and legal responsibility to look out for guests who may have had one too many mint juleps. (more…)

The 7 Best Cities for Starting a Home-Based Business

What makes a great city for starting a home business – whether it’s a hair salon, a private consulting practice, or a candle store? Some of that depends on the entrepreneur, of course. But we’ve put together some factors that could contribute to success – real-estate price per square foot, livability, energy prices, the cost of home insurance, and median household income, because your customers need to have spending money. Then we found the seven cities that scored best on those factors.
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3 April Fools’ Day Pranks and How Insurance Helps

Everyone should know by now not to believe what anyone says, writes, or does on April 1. Sometimes, however, the joke’s on you. While it’s great to have the last laugh on April Fools’ Day, some situations can get you into hot water. Vandalism of others’ personal property is no joke. Make sure you, your kids, and your friends know the difference between harmless inconvenience and criminal property damage. (more…)

20 Questions to Evaluate Your Home Business Insurance Needs

Starting a business, even a home business, is a daunting process filled with questions. For many new home business owners, insurance protection is not a top priority. It should be, however. One half of small business owners do not have adequate insurance coverage because they wrongly rely on their home insurance policies, according to the Insurance Information Institute (III).

Answer these 20 questions to determine what kind of insurance your business needs. (more…)

TV’s Best (and Worst) Home Improvement Shows

Many of us can get caught up in home improvement shows. And why not? They show us the home equivalent of a butterfly transformation. In 24 hours, this dim little caterpillar of a room can become a beautiful, bright, wonderful space. The catch: home improvement shows can give homeowners unrealistic expectations. Don’t wait until it’s too late to find out that your renovation dreams are unrealistic. (more…)

Everyday Medalists: Do You Protect What You Have?

As the Winter Olympics roll on in Sochi, U.S. athletes continue to collect medals in a variety of events.  The question remains: What happens to those medals after the games end? Some, of course, are taken home and shown off, some are cherished and forever locked in a safe deposit box, and some are donated to charity or for display in museums.

What would an athlete do if his or her medals were lost or stolen? Replacing a medal isn’t simple. Before this year, an Olympian with a lost or stolen medal would be responsible for navigating the difficult process of applying for a replica, paying $500 to $1,200 out of pocket to have it made, and keeping it safe from harm. (more…)

Top 5 Most Romantic Homes for Sale Right Now

Looking for a house that can spice up your love life? Take a look at the 5 most romantic homes on the market in the U.S. (as of early February). These are the dreamiest dream homes, with out-of sight amenities that could make any homeowner go weak in the knees. (For more information on the homes, click on the photos, which will link to their Zillow.com or Estately.com listings.) Which one is YOUR favorite?

1) Nantucket, MA: The Cozy Cottage

13 C St., Nantucket, MA 02554

The definition of a cozy cottage town? Nantucket, MA. It’s no wonder that people flock here to find cottages like this one. This cabin’s qualifications for romantic evenings include a newly rebuilt private dock, a back patio with room for two and a killer view, and a fireplace to cuddle by at night. The advantage of a cottage? Only 2 bedrooms.

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I Caused a Fender-Bender in the Snow: Will Insurance Pay?

So you caused a minor crash as a result of one of the numerous winter storms we’ve had this year? Don’t worry, it happens. In fact, inclement weather causes about 24% of vehicle crashes each year (around 1.5 million), according to the U.S. Department of Transportation. So now for the important question: Will your insurance provider help pay for the damage? (more…)