Homeowners insurance blog

Samantha Alexander

Articles from Samantha Alexander

How to Prevent Identity Theft Before the Holidays

Identity theft may not be in the forefront of your mind when you are looking for the best deals this upcoming holiday season. And that makes you a perfect target. Most shoppers are tired, overwhelmed by crowds and in a rush, making them less guarded about their credit cards, checks, or other personal information.

What Every Mover Should Know About Insurance

Moving to a new home can be exciting – and stressful. After all, you are essentially moving your entire life to a new place. Whether the new place is across town or across the country, you’ll want to make sure you have the right insurance coverage to ensure a smooth transition.

Insurance might not be in the forefront of your mind when dealing with a move, but it should be if you want to protect your belongings during their transit. What happens if the mover drops a box filled with your antique china? Or scrapes a wall in your new home when bringing in the kitchen table?

A Homeowner’s Guide to Fire Safety

In less than 30 seconds, a small flame can get completely out of control and turn into a major fire. That major fire can damage or destroy your home, your belongings, and potentially injure members of your family.

Unfortunately, this is an all too common scenario. In 2012, there were almost half a million structure fires, according to the National Fire Protection Association. About 80% of those fires occurred in residential areas. House fires can happen anytime, anywhere, and most of the time they are preventable.

Understand the Risks of Remodeling

For many homeowners, choosing to do a remodel is a big decision. Renovations can be pricey, time consuming and sometimes a huge inconvenience. However, remodeling is a great option for making your home feel like new and increasing its value.

You and Your Roof

There comes a time in every homeowners’ life when you face a pretty serious question: How well do you know your roof? Are you new friends? Or have you known each other for a while now? If you are like many homeowners, then you and your roof are probably living like strangers. Well, it’s time to take your relationship to the next level. (more…)

Know What Your Policy Doesn’t Cover

Take heart: Homeowners insurance covers a great deal of things that damage your house. That hole in your roof caused when high winds knocked a tree down. Standard home insurance typically covers it. A break-in. Normally covered. Fire? Ditto.

Nevertheless, you should talk to your agent to make sure there aren’t some holes in your protection that could lead to trouble. (more…)

A Homeowner’s Guide to Tornado Safety

Imagine sitting down with your family for dinner. You’re passing around food, laughing, and talking about your day. Ten minutes later you hear tornado sirens. You and your family retreat to the basement of your home and get close to the floor. Then you hear it – an unbearably loud roar as the tornado passes over you. You hold your family close until the shaking dies down. Waiting until all is clear, you walk upstairs only to find that you are now standing outside, in the rubble of what was once your home. (more…)

Mow Ride (or Walk): Take it Easy

With home ownership comes the responsibility for yard maintenance. Keeping the grass manicured can be overwhelming, not to mention mind-numbingly dull. Pay attention, though. While you’re mowing, raking, trimming, or even just gardening, your safety could be at risk. (more…)

Things to Consider Before Buying a Fixer-Upper

Buying a home can be overwhelming. Not only is it one of the biggest purchases you will ever make but there are so many things to consider. Do you want a house with a big yard? Near great schools? With an open floor plan? The options can seem endless, but one decision you will ultimately have to make is whether you want to buy an older or newer home. (more…)

Work Now to Save Your Summer Vacation

Summer finally arrived, now you’re anxiously counting down the days until you get some much-needed rest and relaxation. Whether you are planning a trip to your vacation home, a rental property, or a timeshare, you should keep in mind that some of these properties may have specific insurance needs.

Insurance may not be the first thing that pops into your head when planning your vacation; however, overlooking it completely could cost you (more…)