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Shelly White

Articles from Shelly White

National No Housework Day: Celebrate, But Don’t Get Carried Away

National No Housework Day is April 7. Before you jump at the chance to put the broom down and kick your feet up, keep in mind that neglecting routine home maintenance for an extended period of time can end up costing you later on.

Think back to the day you got the shiny new set of keys. You promised to protect your investment by keeping the place in tip-top shape.

Then the busyness of daily life starts to set in. Months or years pass, and the household chores and maintenance you neglected have turned into major repair bills.

Instead of waiting until a small maintenance issue turns into a serious and expensive fix, practice preventative home maintenance by following a few key tips. And when April 7 rolls around, you can take your day off from housework with a clear conscience.

Check for cracks in the tile and caulk.

Water can seep through tile and caulk cracks in kitchen and bathroom areas, leading to severe damage and mold buildup. Re-caulking is an easy, inexpensive do-it- yourself project that can end up saving you a lot of money. Consider purchasing a caulk gun and a few tools—it’ll save you a lot of money down the road. If ignored, you may have to replace rotten flooring, drywall and wall studs due to mold and water damage, which can be a huge hit to your bank account.

Don’t let leaks linger. 

Leaky faucets literally equal money down the drain. According to the U.S. Environmental Protection Agency, even a slow leak at one drip per second can waste more than 3,000 gallons of water per year in the United States. But there’s hope! Fixing faucets and showerheads at the first sign of a leak can save you up to 10% on your monthly water bill. Purchase a wrench, screwdriver and a few other tools so you can take care of it yourself before it becomes a full-blown problem. You’ll be glad you did.

Be pest preventative.

Make your home less enticing to unwelcome critters by disposing of trash, wiping up spills and not leaving food out that could attract bugs, rodents or other outdoor creatures. Since it’s much harder to get rid of pests after they arrive, make it a habit to have your home checked and sprayed for termites and other pests regularly before you have to deal with an infestation.

Everything in moderation.

Taking a break from housework every now and then is a healthy practice. However, not maintaining your home for extended periods of time could end up costing you both time and money down the road.

So go ahead, relax and enjoy this year’s National No Housework Day—just try not to celebrate for too long.

Skipping Town This Spring? Keep These Safety Tips In Mind

The mercury is rising, and after a long winter, many people are beginning to feel stir crazy. The snow kept us indoors for months, and now we’re craving changes of scenery.

If you and your family plan to trade the winter blues for sand between your toes and waves crashing over your beach chair, be sure to follow these tips for a safe, stress-free spring vacation.

Keep your home safe.

Departing for an adventure after many months of cold and dreary weather is undoubtedly exciting. So exciting, in fact, that you may be tempted to post about your travel plans on social media. Don’t. Especially if your profile is public, posting about being away from home can let burglars know that it’s a good time to ransack your home and take any valuables you’ve left behind.

Tell a trusted neighbor you’ll be on vacation so they can keep an eye on your place. Let the police know as well so they can drive by periodically. They can alert you if anything looks suspicious or out of place and nip any problems in the bud.

Make sure all doors and windows are locked before you take off. Also, stop your mail for the length of time you’ll be away and consider investing in a light timer. Homes with piles of mail and newspapers, combined with lights constantly off or on, can signal that your home is an ideal target for burglaries.

Protect your identity.

According to statistics gathered by Experian’s ProtectMYID identity theft awareness program, 39% of Americans experienced some form of identity theft while traveling in 2015, a nine percent increase from the year before. Although it’s a real threat, there are precautions you can take to decrease your risk of being a victim.

Be wary of using a shared Internet connection when traveling, especially when accessing private information, such as checking your bank account. Public WiFi offered at many airports can be decrypted, giving hackers easy access to your personal information. If you absolutely need to log on to an unprotected hotspot, limit activity to casual communication.

Watch your wallet.

Many thieves engage in electronic pickpocketing to steal your credit card information without ever laying hands on your wallet. Through Radio Frequency Information technology (RFID), pickpocketers can simply wave an electronic scanner near your purse or pocket, activate the RFID chip embedded in your credit card and download your information within seconds. Since carrying your credit cards is a necessary part of travel, consider purchasing a RFID-blocking money belt or wallet. Made with a special material that can block electronic scanners, these wallets can stop thieves in their tracks and keep your information safe.

Renting a car?

If renting a car during your trip is necessary, check with your insurance provider to make sure that your auto policy will cover you in case of any mishaps.

If you’re traveling abroad, bear in mind that some countries may require you to obtain an International Driving Permit (IDP). An IDP translates the license issued in your country of residence into another language, allowing you to rent a vehicle and drive on foreign soil. If you’re not sure if an IDP is necessary, check with the consulate of the country you’re visiting. Finally, study the rules of the road in your destination country in order to maintain safe driving habits while abroad.

Bon voyage!

No matter where your destination is, enjoy your time away worry-free by following these simple safety tips.

Black History Month: African American Inventors You Should Know

It’s Black History Month – a time to reflect and pay tribute to famous African Americans who were instrumental in bringing about positive changes in history. In their honor, we’re highlighting several African American pioneers in science and technology whose inventions have greatly impacted society.

Marie Van Brittan Brown and Albert Brown: Inventors of the Home Security System

According to the National Crime Prevention Council, a home is invaded an average of every 13 seconds in the United States, resulting in about 2.5 billion break-ins each year. However, technology can help decrease the chances of you becoming one of these statistics. Studies conducted by the FBI have found that 1 in 3 homes without a security system will fall victim to a burglary, compared to 1 in 250 homes that do have a security system.

Marie Van Brittan Brown and her husband, Albert Brown, understood the importance of keeping a home safe. They invented the first home surveillance system in 1966, which was later patented in 1969. Their invention enabled recordings from a closed-circuit television camera to be displayed in real time on a monitor, allowing homeowners to keep an eye on what would otherwise be out of sight. This system was the forerunner to the modern home surveillance systems.

Modern home surveillance systems not only help deter burglars, but can allow you to see a burglar entering your home and provide you time to get your family out safely and alert the police. These systems also provide video evidence if a crime is committed. This recorded evidence can be helpful when filing a police report.
Additionally, installing a home surveillance system can help you save on your homeowners insurance. Taking this action to decrease your risk of being the victim of a burglary also means you’re reducing the risk that you’ll file a claim, making you a more ideal candidate to insure. Because you’re less risky, your provider may award you discounts.

Garrett Morgan: Inventor of the Yellow Traffic Light

In a study conducted by the National Highway Traffic Safety Administration from 2007–2011, an average of 751 people die each year in the United States from collisions involving running red lights. This number is steep, but would likely be even higher if not for the modern traffic management system in the United States.

Garrett Morgan, “The Man Who Stopped Traffic,” is credited with coining the first three-position traffic signal. The inventor was inspired to create this traffic control device after witnessing a fatal automobile collision. Morgan dedicated his time and energy into coming up with a solution that would decrease the likelihood of wrecks of that magnitude. Although this was not the original traffic signal, Morgan’s invention added a new caution position to the traffic light, patented in 1923, which we now recognize as the yellow light.

Yellow traffic lights, or warning lights, are designed to optimize safety and traffic flow and typically last an average of three to six seconds before turning red. This signal alerts drivers that the light will be turning red momentarily, giving them time to safely stop. Morgan’s invention has greatly contributed to safer roadways in the United States. The National Highway Traffic Safety Administration found that the yellow traffic light, when coupled with red-light safety cameras, can effectively minimize the annual occurrence of collisions due to motorists running red lights by 5.6%.

Though the yellow light has made driving safer, wrecks from motorists running red lights still occur daily. Your best bet to avoid being involved in this type of collision is to be a defensive driver. And if you take a defensive driving course, you could save on your auto insurance payments.

Otis Boykin: Inventor of the Pacemaker Control Unit

Heart disease causes an average of 610,000 deaths each year in the United States. Although it remains the leading cause of death in both men and women, heart complications are much more manageable thanks to modern medical technology. After data from more than 1,500 heart failure patients was analyzed, a team at the John Hopkins Medical Institute found that pacemakers could reduce mortality from heart failure by 51%.

African-American inventor Otis Boykin greatly improved the pacemaker of his time, creating a control unit for the device in the 1960s. This invention helped to accurately direct information sent from the computing system to the wiring within the pacemaker, making it more precisely regulated and functional. Boykin’s invention paved the way for the creation of the modern pacemaker, a battery-powered device implanted in the body that uses electronic pulses to stimulate the heartbeat.

According to research conducted by cardiologist Dr. Erik O. Udo, pacemakers can increase life expectancy in individuals with heart conditions up to 93%. Furthermore, this device could make it easier for patients to avoid high life insurance premiums by showing a history of improving health.

African American inventors: changing lives, one device at a time.

Thanks to these African American inventors and their creations, the standard of living has dramatically improved for millions, affording users greater peace of mind within the home, increased safety on the road and improved manageability of health conditions.

Although these pioneers are no longer with us, they have left a lasting impact on our community.