Homeowners insurance blog

Your Essay Could Be Worth $1,000

Calling all college students: HomeownersInsurance.com can help you finance your education. We’ve launched an essay contest – the winner will receive a $1,000 scholarship.

You can find the complete details here, but in a nutshell, we’re looking for the best student essay on one of two insurance related topics:

  • Insurers base premiums in part on the risk they assume covering a particular customer, home, and/or vehicle. The lower a risk posed by the policyholder and his home/vehicle, the lower the premium you’ll be assigned. Tell us some steps you take to minimize risk in your day-to-day activities and describe your strategy for avoiding risk in the future.
  • Advances in technology have changed insurance in many ways. One of the latest is the introduction of pay-as-you-drive insurance, which monitors driving habits and offers discounts for them. Critics cite privacy concerns, but so far few consumers seem worried. Where would you draw the line on providing information to insurers without compromising privacy?

Who’s eligible?

All applicants must be high school or home school students graduating – or earning GEDs – between Aug. 1, 2014 and July 1, 2015, or they must be college students enrolled full-time during the 2014-15 academic year (and in good academic standing) at an accredited two-year or four-year college or university or in an accredited graduate school program. They also must be U.S. citizens or permanent legal residents of the U.S.

What’s the deadline?

We need your 1,000-word essay by 5 p.m. EST Dec. 31, 2014. See our scholarship page for details on how to submit your essay. A team of HomeownersInsurance.com judges will evaluate the essays to determine a winner.

Wait, there’s more …

In addition to your fortune (OK, $1,000 isn’t really a fortune), you ‘ll also get fame. We’ll publish the winning submission on this blog.

Still have questions? See our full rules for more information about the HomeownersInsurance.com scholarship.