Does home insurance cover jewelry?

While a homeowners insurance policy does typically provide coverage for jewelry, this coverage has its limitations. For example, your policy may only cover $1500 worth of jewelry for any particular claim. If the jewelry in your home exceeds that limit, you may want to add a separate rider on your policy to cover those items.

Check with your insurance agent about the specific limits on your policy.

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About this content: The content included on this webpage in no way guarantees coverage for any type of insurance policy or policyholder. This is to be used as a general guide for insurance information and any specific coverage questions should be presented to your insurance agent.