If my mortgage company doesn't require it, do I really need flood insurance?

Statistics show that 25% of floods happen in low-risk or preferred zones. If you chose not to purchase a flood policy, just remember you won't have any coverage should a flood affect your home.

Related Home Insurance FAQs:

About this content: The content included on this webpage in no way guarantees coverage for any type of insurance policy or policyholder. This is to be used as a general guide for insurance information and any specific coverage questions should be presented to your insurance agent.