What do you need to buy a standard flood policy?

An agent will need a copy of your elevation certificate. The elevation certificate, based on a land survey conducted by a surveyor, lists the details of your home in relation to the flood plain that you live in. When you buy a home, request a certificate from the seller or talk to your real estate agent about it. One other thing: Flood insurance must be paid in full at the time of purchase.

Related Home Insurance FAQs:

About this content: The content included on this webpage in no way guarantees coverage for any type of insurance policy or policyholder. This is to be used as a general guide for insurance information and any specific coverage questions should be presented to your insurance agent.