What does my policy cover?

A standard home insurance policy typically covers fire, lightning, tornadoes, windstorms, hail, explosion, smoke, vandalism and theft. You can add protection for floods, earthquakes, water/sewer backup and identity theft, none of which are covered in standard policies. We also can help you increase limits for high-value items such as jewelry, furs, artwork and collectibles, which may not be fully protected in a standard policy.

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About this content: The content included on this webpage in no way guarantees coverage for any type of insurance policy or policyholder. This is to be used as a general guide for insurance information and any specific coverage questions should be presented to your insurance agent.