Why type of coverage should I have if I own a swimming pool?
If you have a swimming pool on your property you may want to consider increasing your personal liability protection or purchasing an umbrella liability policy as a swimming pool can increase your risk of accidents occurring on your property. Other things to consider as a swimming pool owner are taking all of the necessary safety measures required to prevent accidents and injuries from occurring on your property. This may include putting up a fence with a lockable gate, keeping lifesaving floatation devices nearby and educating your children and other young swimmers about swimming pool safety.
Some insurance companies may require you to provide proof of certain safety features (such as a fence) in order to maintain your coverage.
If you have a swimming pool on your property, make sure you talk to your home insurance agents to make sure you are properly insured.
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- Why is the replacement cost so high? I didn't pay that much to buy it.
- What does my policy cover?
- After I renovate my home, do I need additional home insurance coverage?
- If my household appliances cause water damage does my home insurance cover that?
- What's the difference between replacement cost and actual cost value?