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Homeowners Insurance Quotes

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Compare and save on Wisconsin homeowners insurance today!

> Wisconsin Homeowners Insurance

Wisconsin Homeowners Insurance Quotes

Protecting your Wisconsin home is important – no matter if you live in one of the larger cities such as Milwaukee or Madison or in a more rural part of the state. Move forward in your search for worthwhile Wisconsin home insurance with Our agents can help you feel a little less badgered in the "Badger State" by working with multiple highly rated providers to nail down your coverage at the right price.

Call us at 1-877-234-0731 or fill in your information above so that we can get started working for you today.

Homeowners insurance in Wisconsin: Why you need it

Wisconsin experiences severe thunderstorms several times a year, along with ice and snow storms in the winter. Especially this year, the state's residents have experienced bouts of extreme, bitter cold.

Wisconsin's name means "grassy place," so it's no wonder that the state is surrounded by water. A standard Wisconsin homeowners insurance policy can protect against the perils listed above, but it does not cover flooding. Consider purchasing a separate policy through the National Flood Insurance Program if you live near a floodplain.

Home insurance premiums in Wisconsin

The average Wisconsin Home insurance premiums in February 2015 was $757.00. These values reflect average premiums on new sold policies by A standard home insurance policy will cover the structure of the buildings on the property, the contents of the home, liability for the homeowner(s), medical payments and loss of use expenses.

Wisconsin home insurance costs in your neighborhood

Comparing your rates to those of your fellow Wisconsin residents can help you determine if you're paying too much. Want to see what homeowners are paying in Green Bay? Milwaukee? We’ve listed the last 5 Wisconsin home insurance policies sold by below. Compare, but remember that premiums vary based on a number of factors such as individual situation and house type.

Home 1Home 2Home 3Home 4Home 5
Premium Amount $734 $1,187 $769 $1,187 $515
Premium with Auto Discount$624†$1,009†$654†$1,009†$438†
Carrier ASI Hartford ASI ASI ASI
Zip 53222 53181 54175 53223 54173
Year Built 1955 1998 1970 1972 1950
Foundation type Slab Basement Crawl Space Basement Slab
Lot Size N/A 92,783 Sq Ft 40,075 Sq Ft 7,800 Sq Ft 11,737 Sq Ft
Square Feet 1,315 Sq Ft 2,595 Sq Ft 1,650 Sq Ft 1,086 Sq Ft N/A
Bedrooms 3 3 3 3 N/A
Bathrooms 1.0 2.5 1.0 1.5 N/A

Primary Heat Source Central Gas Central Gas Central Gas Central Electric Central Gas
† Estimate if the homeowner had bundled coverages.

Save on Wisconsin homeowners insurance premiums

Wisconsin may be "America's Dairy Land," but homeowners insurance in the state shouldn't cost you a lot of cheddar. It's a fact: Homeowners who adopt a DIY bent can miss out on many of the discounts for which they might qualify.

Common price breaks include:

  • Bundle: One of the easiest ways to save is purchasing your auto insurance and your Wisconsin homeowners insurance from the same carrier. You could lower your premiums by up to 20%.
  • Fire safety: Even in a state with so much water, it pays to be fire conscious. Providers typically offer a price break for homes with sprinklers or smoke detectors.
  • Nonsmoking: Homeowners also can earn savings if none of the members of a household smoke.
  • Retiree: Providers sometimes give discounts to retired homeowners, aged 55 and older.
  • Claims history: If you haven't filed a claim within the last 10 years, you could earn a price break.

Standard homeowners insurance coverage

Wisconsin homeowners insurance quotes pledge to protect more than the structure of your home. In fact, there are 6 main types of protection in a standard policy. They are:

  • Dwelling and Other Structures: Any structures on your property, whether attached to your home's structure (Dwelling) or not (Other Structures) are safeguarded by your homeowners insurance policy.
  • Personal Property: Your policy protects the contents of your home up to the limits of your coverage from disasters such as fire or wind as well as from theft. Milwaukee's burglary rate is higher than the national average, according to the 2012 FBI Report on Offenses Known to Law Enforcement, although Green Bay and Madison have lower-than-average burglary rates. You may need to schedule an endorsement for certain high-value items.
  • Loss of Use: When a covered peril such as wind, hail, or fire damages your house and forces you to move out while repairs take place, your provider can help pay the hotel and restaurant bills that you accrue.
  • Personal Liability: If someone sustains an injury on your property and takes you to court, home insurance can help pay for your legal costs and the final judgment.
  • Medical Payments: Your policy can help pay the medical bills of a non-family member who becomes injured on your property but who doesn't take you to court.

For more information, see the Wisconsin Department of Insurance.

Home insurance rates in your city

Fill in your information above or call us at 1-877-234-0731 to learn more and get started with a quote today.

AppletonBeaver DamBrookfieldButler
CedarburgCudahyDe ForestDe Pere
Eau ClaireElm GroveFond du LacGreen Bay
GreendaleHales CornersHawkinsHudson
La CrosseLake GenevaMadisonManitowoc
MarinetteMarshfieldMenashaMenomonee Falls
NeenahNew BerlinOnalaskaOshkosh
PewaukeeRacineRhinelanderSouth Milwaukee
Stevens PointThiensvilleTonyVerona
WaukeshaWaunakeeWausauWest Salem
Wisconsin Rapids