I had a leaky pipe that didn’t get fixed for a while, and now I have a mold problem near that leak. Does my insurance cover this issue?

A standard home insurance policy does not cover issues related to a lack of maintenance. Given your situation, mold removal remediation would not be covered as it is something that could have been prevented.  Remember that your home insurance only protects you from damage caused by covered dangers such as wind, hail, lightening, fire and theft. Keeping your home well maintained and safe for others is your responsibility.


Disclaimer: Information found on this webpage is intended for general use only and does not in any way guarantee or exclude coverage for a specific policyholder. This information is not intended as a substitute for professional advice. Please refer to your insurance policy for specific coverage and exclusion information.