My neighbor recently slipped on the stairs outside of my home and suffered injuries. I’m afraid she may pursue a lawsuit; does my insurance cover this?
Yes, if you have a standard home insurance policy, you are insured. There is a portion of your policy called “Personal Liability Protection”, which covers you in the event of any lawsuit that could be presented against you or any covered family members. In this same section of your policy, your pets are covered if by chance they might cause bodily harm or property damage to others
Disclaimer: Information found on this webpage is intended for general use only and does not in any way guarantee or exclude coverage for a specific policyholder. This information is not intended as a substitute for professional advice. Please refer to your insurance policy for specific coverage and exclusion information.